Could someone please tell me what a charge off on your credit report means and can a CA try to collect on it? It's for a car loan that I voluntarily had them repo, as I was tired of getting harrassing calls from the bank one day after the payment was due, even tho in the contract it states I had a 10 day grace period before it would be consider late.

This company has called me repeatedly and says I must call back before 8:00 pm, and I have not called them back. now they are calling my Neighbors, my daughters, and my son about my whereabouts and financial condition. Any relief here??

I am taking it straight to the courthouse. I am going to enjoy this, going to sue for damages for sure!

I live in Michigan and I have five payday loans out for a little over 2000 dollars. The companies that are store front type places are check and go and advance america. i also have loans with LLS america and united cash loans as well as cardinal management llc. what are my best options for getting rid of these cursed loans? any and all help is greatly appreciated. i was kind of thinking of working with some sort of settlement company but i cant seem to decide on which one because i am worried that the one i pick will just be a scam and make things worse. help!

my credit card company sold my debt to arrow financial who has filed a suit and i have 20 days to respond. is it ever worth going to court or should i just call the atty on the suit. it never does any good and is just a waste to fight a traffic ticket and am wondering if it is the same. i am now disabled and lost my job in 2010. i have over 10K as well in past due medical bills and cannot afford any payments of any kind as i have no insurance and pay for prescriptions out of pocket as well as gp doctor visits

can you consolidate auto loans with the other debt

I live tx and have one store front loan and 3 online how do i get them to lower my payments and get them off my back i can pay the amont they are asking for cause i got hurt at work and now i am not working:-(

I spoke with a gentleman in the NC AG office today about payday loans. Bottom line was ignore them. Collection agencies - the worse thing they can do is report it on your credit report. Nothing else.

[FONT="Garamond"][SIZE="5"][/SIZE][/FONT] We were being sued by our neighbors. Forced to claim chapter 7 bankruptcy. They are now telling people that they can still sue because it???s only on a stay. Is this true? There is no judgement and it???s a personal injury case where they claim damages from my husband filing for a protection order against them to keep them from harassing us. Thanks!:confused:

how soon is help availble. I'm drowning now