As the same with all the other complaints, NCW has been calling me for about 3-4 weeks daily. They have threathen to have me thrown in jail, garnish wages, judgement, etc... They said I owed $800 to Advance America back in 08. I told them if I owed this debt to show me prove, because I am willing to pay anything I owe. They sent me a letter that they typed up saying that I owe this amount. I emailed them back as well as called them to let them know that this is not proof that I owe, I would like a copy of the check, signed contract, or something in that form.