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Midland refused to validate, and now has filed small claims suit.

14 years 9 months ago
In January I got a letter from Midland about a debt I don't recognize. I asked for validation, got proof they recieved the DV letter, but never got a response. Now I have a letter saying they are suing me. I have some guy leaving notes on my door that I am being sued, and that I must call him to get served or he will show up at my work. I am pretty sure this is an FDCPA violation, along with the notice on my door from a process server and the hit to my credit report.

 

car not repossessed

14 years 9 months ago
I had filed bankruptcy several months ago. I chose to surrender my car. After i got bankruptcy discharge, I thought that my lender will come to take the car. But my lender has not yet come to fetch the car. I have tried to contact my lender but he has refused to talk to me. What should I do now? Is there any time limit to take the car?

 

Is foreclosure possible due to second mortgage?

14 years 9 months ago
I was required to pay off my second mortgage back in November 2010. The amount was around $45000. I didn't have that much of money. So, I defaulted on it. My lender informed me that he is going to foreclose my home. My first loan amount is nearly $650,000. The fair value of my house is 550,000. Can my second lender foreclose my home? What should I do? I have applied for loan modification for the first loan.

 

10 year old debt

14 years 9 months ago
what happens after I send creditors "cease & desist letter". what kind of options do they have? Do they give up their efforts to collect as soon as they receive C&D letter? or do they have other options available to them to keep trying to collect?

 

wtf

14 years 9 months ago
I got some truancy tickets when I was 13 years old I'm now 23 the judge just sent me a letter telling me to pay them or I'm going to jail for a while wtf how does that work it was 10 years ago I haven't been in trouble since then and now there doing this I'm scared I might loose my kids over this

 

First things first is to cancel my bank account as

14 years 9 months ago
First things first is to cancel my bank account as I have a credit card attached but I have a LOC of $5000 also attached to that account. What to do? Have my paycheck go to another account but what do I tell them? Thank you in advance! (Just getting started!)

 

What is titan group llc email address

14 years 9 months ago
What is titan group llc email address

 

Joe

14 years 9 months ago
I have a customer that signed a contract and again signed the credit card payment form. he claims the signature was forged and he and his wife signed an affidavit to that affect. I think I should be able to file a lawsuit for libel and malice to stick it to them for perjury on the affidavit and for injury.

 

Help with CA??

14 years 9 months ago
I just received a call from Mr. Gray from Merchants Credit in WA state. He started off pretty nice and told me he had debts totalling over $1,000 from 2 different companies. One was a medical bill from 2007 and the other was from 2009. I asked him to send me a letter outlining the charges and I would look into it. He then got VERY rude and told me the only way to resolve the matter was to make payment today. I again asked for a letter to which he stated "it is far past the time for letters, we have sent you several from 2007 to 2010".

 

Payday Loan Help

14 years 9 months ago
I'm in way over my head with payday loans. I've been researching payday loan debt settlement companies but I'm more confused now than I was before. They all say the same thing! How do I know who to trust?