Have been paying a small monthly payment to Richard Bourdeau & Associates for an old debt. Recently pulled a credit report and see that the original debt is no longer on our report and in fact the statute-of-limitations ran out two years ago. Do I have to continue making payments? Will the Bourdreau people put the debt back on our credit report or sue us?

I have received a summons didn't sign anything, I live in Texas what should I do

I recieved a letter for Samantha at 1, Oh., this is not her address. Send all Thank You Mike

Is it ok to use the walmart money card for direct deposits until i find a bank that'll open an account for me?

My 3 FICO credit scores have an avg. of 760. I recently was notified by my credit monitoring service that an old finance company loan has updated an old accound on Experian as "charge off/ bad debt". For the past 7 years on my credit report, this accound has read "Paid /charge off". Im afraid that when I check my credit next month I will have a new negative mark. The statutes of limitations in Texas is 4 years for debts for old written contracts. Can they legally update a VERY old account even though it's been paid?

I am married with no children and I have a home loan and so does my wife. We both had homes before we got married and we never sold the extra one. She lost her job and was unable to find a new job. She did find a new job out of the state, and now we are trying to find me a job and sell our houses, but the market is horrible and it looks like we will have to short sell both homes. We also have three credit card bills and two auto loans.

Because of bad health problems and a lack of insurance I was forced to leave my job and apply for disability last year. It is a long process and i have survived so far on savings and credit but my 2 cards are about maxed and even the minimum payments are too high for me given my means. I have a Discover at $1500 and a Citi Visa at $4200 with a total minimum due of about $120 monthly. I would like to get this as low as possible but am wary about adds I see and phone calls I get about consolidation.

What is the statute of limitations specifically for unpaid payday loans. If you are not sure how payday loans work, a check is written out to tha loaner for the amount of the loan plus loan fee. Basically, letting the loan go unpaid, can be considered Check fraud. I just want to know how long does the loaner have to try and collect the debt? and what action can be taken against me?

I am having a BIG issues with this company called DJR Group LLC who said I took an internet loan with them. To be honest with you I did not. I did put in an application with a local loan company online so at first I thought maybe they were affliated and they are not. So I never received a phone or anything until I closed my account. I kept asking for information in writing all they could send was a email with my information typed in it. Which could be bogus!! Then they sold my account to some company called Frontier FInancial who keep harrassing me saying I owe this debt.

Northway Financial took mponey out of mt checking account without permission. I did not borrow any money from them. Erin staudt You can not post your email address at this forum, I have removed it!