Recently I have got a pretty good amount (about $2000) from my relatives as gift. I wanted to deposit it into my savings account. But, my dad advised me not to do that since it may make it difficult for me to qualify for financial aid.Can that really happen? If yes, then what’s the best way to use that money?

Which option is better to solve debt problems - A DMP, a consolidation program, or a settlement program?

What is the best time to fill car fuel tank? Is the gas cheaper during weekdays or weekends?

Can a debtor decide which debts to include in bankruptcy filing in case of a Chapter 13 bankruptcy?

My friend Ben has recently moved to South Carolina. Previously he used to stay in Colorado. He has 2 credit card bills in Colorado. But, he told me that wage garnishment laws are forbidden in South Carolina. Is it true? And, his debt was in Colorado. So, will the laws of South Carolina be effective or the creditors and court will follow the laws of Colorado?

My daughter is planning to buy a home and her friends have suggested her to increase her credit score to 700 before looking for a mortgage. Presently, her credit score is around 650. She has checked from the 3 credit bureaus - Experian, Equifax and TransUnion. Can anyone please guide how to increase score to 700 in few months and what moves to take?

I am thinking of making some investments for a better ROI. But, I'm a bit confused between short term and long term investments. Please suggest which is less risky with better ROI.

My friend's sister, Sara, is facing difficulty to manage her finances. It's easier for her to opt for settlement if the creditors agree. However, we know that paying debts in full is better. However, through settlement, one can get rid of debts easily and start managing finances better. So, can you help - Is it better to settle debt or pay in full?

If I'm thinking of going for debt settlement through a professional. Do I have to look for any reliable association of debt settlement companies? How will I know whether or not the one I select is a reliable one?

Can you please help me with a place from where I can purchase money orders? Will it get reflected in my bank statement?