Soaplady, or anyone else familiar with these answers please respond. I have been reading posts and they have been VERY helpful but I just need a little clarification on some things. I have Private student loans (WF, Campus Door, Loan to learn etc) I am doing my best to keep current with them, but I just need to know a few things in case my situation worsens and they go into default. I have no income, but will be receiving old age social security at 62 in a few years. Can these lenders garnish these wages?

How can I find out if there is a judgment against me? I live in Oregon.

i have bad credit, can i get a consolidation loan?

What should I say to get the hard close/ block? Is it possible to open an account the same day? What should I be prepared for

Hi I live in FL and have been dealing with the store Check n Go for a few months by initially taking out a 500 and every two weeks i pay them 555 and the next day I have to go back and renew the loan for 500 because I need the money back to pay bills. The problem I am having is for the next pay cycle I am not going to have the $555 to pay them back. Do you think they would work out a payment plan with me or give me extra time to payback? Thank

Where do I begin.. How did I end up here besides poor fiscal responsibility. I'm in Illinois and i have 5 payday loans out and I can no longer pay the debits on my account... My account is still currently positive and i am wondering my course of action. Thus far it seems that all my payments are going towards interst and I'm looking to set up a payment plan and reduce the fees( which I believe is legal in Illinois). All of the lenders are charging interest that is illegal in my state. I know i should close the account before it dips into the negative but how do I do it...

i sent capital a debt validation letter in return they ask me for an account number, my social, i have no account number and should i give them my social

My father in law received a letter "tucked" behind his mail box on friday 12/17/2010 for a summons to go court for my husband. He also received one in the mail today post dated 12/17/2010. My husband and my self have been in our current home since 2001 and I believe that the last bill we received from this creditor was sent to our current address. We were in a debt managment program but could not finish it and this is one of 2 accounts that were not settled. The creditor never contacted my husband personally about this account since we ended the program.

Hi. My fiancee has been under garnishment for 6 years at 15% of her take home. She contacted the holder, New York Higher Education Services Corp. about 6 months ago to begin rehab. They wanted a one time $800 payment, and $200 a month after that. Sent nothing in writing. She did so, and called to touch base 2 months ago.

how do i open and new account with fingerhut.