I am reading that IN OHIO, Internet payday lending is illegal. Per the terms of the laws that I read, it says that [COLOR=black]any contract of loan in the making or collection of which an act is done by the lender that violates this section is void and the lender has no right to collect, receive, or retain any principal, interest, or charges[/COLOR] [COLOR=black][FONT=Arial][/FONT][/COLOR] [COLOR=black][FONT=Arial][/FONT][/COLOR] [COLOR=black]Now, what I am wondering amungst all this madness..

i received a call from this company and it went to voicemail so i listed to the message and called them back, when i told the lady i don't have a debit or credit card she told me that she would report that i was not willing to resolve the issue, which was clearly not the case, so i tried asking if there was any other way payment could be made she cursed me out and disconnected the line so i called back and asked to speak with her supervisor since she was the one who answered the phone, she cursed again and said absolutely not i get paid off of commision and don't care if you do or don't pay, n

Total noob here -- could not quickly find the way to sign on as a new user, even! But, someone close to me had a debt problem that they walked away from. I am curious if this was the best decision. He had several credit cards, a car loan, etc., and three years ago his employer went out of business, he lost his job and was unable to pay his bills. The car was reposessed and the CC's were charged off. Rather than attempt to work out a specific settlement from each, he moved, changed his phone number, and carried on with his life.

I had an internet based online loan through secureloansonline, I got the loan from Southern Financial Services in Utah. Today the ACH stopped on my account. I called them and they told me my debt was paid, but all I did was pay the renewal fee. Has anyone had any similar occurences?

did u pay money before the give the loan?

I have some payday loans that I would like to resolve but I donnot have the money right now. I am resolving the one from CashCentral. Does anyone know what I can do about the others. I live in California. Think Cash says I owe $914 from 716 days ago, and there is one from CashNet and USFastCash. Thanks!

Hi, I have payday loan issues as well. I am resolving the CashNet one -- at least I hope it is legit. But I have some more I can't pay. My checking account is used only for child support and spousal support -- can it be frozen? What should I do? I live in California, and appreciate any help! Marie

Hi, I have a lot of old student debt. I lived out of the country for many years but now that I am back in the US they have found me. I need to fix it. I am willing to pay, but not to be crippled by monthly payments. So far, it seems there are 3 options for me: 1.)Loan Rehabilitation. I am scared of this option because the payments will be too high. 2.) Direct Consolodation Loan - this option has 2 types of income based repayment types. However, I am worried about them using my husband's income, to calculate. That is HIS income, not mine.

How can we get rid of these unwanted calls. I have told PDM more that once that the person they wish to speak to no longer works for me. They are quite rude on the phone when I speak to them.

I just received a phone call from Afni saying that they were trying to collect an outstanding debt from when I had ATT U-verse. Thye told me that I owe $142 for a final bill that I never received from ATT nor did I receive phone calls or leters or anything from ATT. Afni also told me that they were the third collection agency to take on collecting this debt even though this is the first I've ever heard about it.