In 2007 i was in a fatal car accident that left me in a coma nad paralyzed my arm.
I had a small amount on a credit card (i charged my college school books) that evidently went unpaid..... after all, I WAS IN A COMA.
I was contacted nearly two years later and essentially threatened and, grossly harrassed! I agreed to make payments and, I gave my account to them for scheduled payments.
MY ACCOUT WAS DRAINED!
I refused to pay them anymore - they already took everything and, I closed my bank account.