Thanks so much OhioGal. I am actually from Ohio. I left a card off and had a few more questions before I proceed with this. First, here are my correct updated balances:
Amex: $3888 mp: 100
Citibank Choice: $14,849 mp: 222
Chase: $24,527 mp: 320 (this is the negotiated monthly amt)
Capital One: $5668 mp: 144
US Bank: $3928 mp: 73
Bank of America $4547 mp: 165
A few questions:
1. The Amex, Chase, and US Bank credit cards were opened up in business name and do NOT show up on my personal credit report.