Background: I have an outstanding loan with cashnetusa and I live in Texas. I received a phone call from SPG (south point group) telling me that they are a pre-litigation company and that they are the last stop before I am prosecuted for a hot check and the civil suit from cashnetusa. I know that there is always the possibility that they get a civil suit judgement against me as I owe the money, but is it possible to prosecute me on a bad check when technically I never gave them a check? Thanks.

this company will call your family and discuss your business. i file a complaint with the bbb, and the ftc i order for this to stop. there are laws against this tactics

How do I know when the SOL is?

With GEMB/Mervyns, my former spouse had a debt charge-off ($300.) date open 03/99, date reported: 02/08 w/above mentioned store. It appears that this account was transfered/sold. The same account number currently appears w/ LVNV FUNDING LLC , but now the amount is $826. What is this?

Hello all, I am having a problem with a company called D& I Recovery who says that a law firm has hired them to go after me for this debt. I have had only one payday loan and I paid that off November 20th 2008. D& I says had a payday loan with "My payday loan" and this isn't even the company I got it from. I have copies of the contract and an email from the payday loan company that I DID get the loan from saying I paid it in full. I have sent D&I a Cease and desese letter, now they are as of the past Sunday threatening to garnish my wages.

Can we consider ChexSystems as a credit bureau?

What does NSF activity mean?

I have a 47k balance on my mortgage loan and 43k credit card debt. I want to secure a 80k loan. My monthly income is around 4k. My credit score is ok. I live in a manufactured home on a land leased property. Shall I get the loan?

Our total loan balance is $150,000. The market price of our home is about $190,000. We don't have other debts. By selling our house, we can purchase a small home. By using the money that we will get from selling the house and putting some more money with it, we only have to finance about $35,000 on the new house, and we can pay that off in about 3 years. Is it the right thing to do?

Really running out of options. will someone tell what ways I can consolidate my debt?