My loan defaulted after my bank account was closed due to lost card/checks (probably a good thing, after reading these posts). I am now being threatened with a judgment and wage garnishment in the amount of $1900+ for a $300 loan. What is the appropriate course of action? I know they are not licensed to lend in my state.

Here is a copy of an email I received yesterday. I did respond within the time frame and I've not heard anything back. Possibly a ploy to get my new banking information. No other way for the funds to be avail to me by tomorrow. November 17, 2010 Ms. xxxx, Your complaint filed with the Arizona Attorney General’s Office has been reviewed. In an effort to reach an amicable resolution, the company is willing to refund the $200.00 and consider your file “Paid in Full,” as requested.

how do I deal with them?

There are so many depth consolidation companies - how I can choose which one to use?

I am looking for the address to PDYSERVICES.COM and NLS Cash Advance. I live in california and lost my job to make things worse they have been taking out 45 - 98.50 every other day. Can anyone help me

My husband got a call from this number 866-411-5789, this chick said she was looking for him to serve him with papers. Threatened to come to his work place to do it. Anyone know about this number? He is freaking out.

i got a payday loan from cashnetusa.com over 3 years ago for 200.00. My bank account got hacked and was overdrafted so when cash net usa went to take the money out it wasnt available. An investigator called me today and said if i didnt pay that he would have someone in my county come after me and i could be arrested. what should i do? Can they really do that?

i don't have credit cards, i just have medical bills and judgements that i am trying to get off my credit report.

i took out a payday loan out here in phx,az for $500.00 and to payback $580.00 in this time i lost my job and was hurt in a car accident.i was able to claim unemployment from my ex boss.i have made attempts to make some kinda payment to them they have said no and turned me over to some law office.i understand i need to repay them i had no attention of not.i just dont know how to talk to these assholes.they have gone to the point of making open threats like jail.check frud and wage lost.she said the law lady for them i think is a collector iam to show up in court but dont you have to have a cou

if I'm already in your program can I add a collection from a payday loan?