I have incurred credit card debt of around $50,000. I want to transfer the balance to a low interest card. However, the card company is only accepting to transfer ha;f of the balance. What should I do now? Should I transfer the remaining balance to another low interest card?

My wife co-signed for her daughter on a student loan. Since then, there has been a major falling out, and the loan is heading for default. If/when we get sued would/could the loan be split with each having the responsibility of their own half ? Or is the loan still due as a whole? How can the creditor collect? Do they only go after the deepest pockets?

How to get free of debt without taking any professional help

I'm just over 30 days late, after they left a few messages, I called them back. I told them I was late because I had a couple unexpected bills, and my income went down and I will not be to pay this right now. They asked can i send in one payment, I told them no, things are really tight now. They said OK, I'll enter in your file that you're having a hard time, and things are very tight right now. Good luck with everything. OK Thanks, bye... Bye. That's it! LOL!!!! I hope it stays this painless all up until settlement time!

Can you continue to pay your original debtors if they've turned your account over to a collection agency?

I owed Doubleday but they had not credited me with returned books. When I got the call(s) from Takhar Group, they referred me to a Doubleday site for disputes. I ended up getting the debt reduced to $36.74 with a $37.00 credit towards future purchases. Doubleday told me to pay them directly, as did a rep. of Takhar when I told her we had resolved the problem. I sent the check, it did not clear for 3 months, so I wrote a new one.

My wife and I have been paying every bill on time for te past 10 years. Last year we had a second child and bills started to add up. Not only that, but I am still a graduate student and therefore get paid very little, barely to live. Also, in 2008 I had 2 surgeries and ended up in the ICU for 3 months and it took 6 months for recovery. My wife doesn't work. My wife have a lease which will end in Oct 2011. She never missed a payment. I have a car but I put both of our names on it. Purchased it in Jan 2010 cash money.

[COLOR=black]I ruined my credit about 6 years ago (everything should fall off between Aug 2011-Jan 2012). I am look to buy a house in the next 6 months with my husband (who has GREAT credit).

i have around $14000 in credit card debt and i cant pay them anymore. what is the best thing i can do?

I signed up for debt settlement program 3 months ago, been paying them, and have heard nothing from them. Only time I talk to them is if I call them. Today got a summons to court that I am being sued by one of the credit cards I put in the settlement. How does that work? Im not getting any answers from my debt settlement lawyers, just that it happens sometime.... any ideas? Has this happened to anybody else?