When I was asked at the check out counter about opening an account, I asked how long it would take. She said not very long at all. This process was taking too long, people were lining up behind to check out, I told her I didn't think it was a good idea to being holding the line up to be doing the application. She gave me an application to bring home. Now I see that Equifax has an inquiry on my report and you apparently did not get the correct or any info on my income, and I'm not happy!