I filed a motion to dismiss but it was denied and that was about six months ago. Since my case still hasn't been discharged, due to my owing the trustee money-- can I refile to have it dismissed? Does anyone know?

What are the rules about debt collector companies posting data on your credit report file?

I had a pdl several years ago and paid it in full, now my family has been getting calls from 2 different numbers threatning to take me to jail and all sorts of crazy stuff. So called the 1st number (ACS GROUP) back in july to make a payment arrangement hoping they would stop calling. Well now that i have paid them another company is calling trying to collect on the same account. When i told this 2nd company (Eastfield, Brown & Associates) i already paid the account he claims that the other company stole there files and they have a lawsuit against them. It all sounds fishy to me.

Can creditors see how much $ you have in the bank? I set aside $ from each paycheck for my house payment, can they see that? I'm worried that they will try to take it. [FONT=Century Gothic][SIZE=3][/SIZE][/FONT] Also when you are saving $ for your settlement, do you take it out of the bank or leave it in there? Any thoughts? Thanks guys!:shock:

I NEED THE EMAIL ADDRESS OF RJM ACQuISITIONS LLC NEW YORK 11791, THANKS CONTACT INFORMATION REMOVED PER TOS

what is overdraft protection at regions bank

Is it better to pay for a settlement by cashiers check or can you use a checking account. The checking account that I would be using to pay i know longer use and would have no other money in it except for the settlement money? The benefit to using the checking account is that it posts imediately where the cashiers check you would have to overnight and wait for it to be processed.... Thanks Maggie

I have 4 CCs that are about to go to charge-off: - Citi AT&T card $7,000 (no offer yet) - State Farm Bank $20,500 (have offer to settle for $10,250) - Citibusiness card $1,800 (have offer to settle of $500) - Citibusiness Home Depot $22,000 (no offer yet) My question is if it is better for my credit down the road if I settle before charge-off or wait until after charge-off when I might get a better settlement offer? The CC companies are telling me that the charge-off will look far worse on my credit report than a settlement before charge-off. I smell BS.

Hello! I am holding a contract from Progressive Loan Assistance to assist with my numerous payday loans. I have heard that you need to be careful with consolidation companies. Anyone use them? I am nervous and do not want to make a bigger mistake than I already did. I way over did it with payday loans ... learned my lesson. They stated that I will be able to pay balances (which I want to do) because they loaned me the money .. but the interest and charges is what is killing me. Any info is greatly appreciated! In Trouble In Texas!

Hello all, I had a Capital One credit card referred to a debt collector. I first learned about that when the collection agency started calling me and leaving voice messages asking me to call back. I found out that the company is called Global Credit. I proceeded with finding their website and sending a DV letter to their address in NY, listed on the website. They accepted the letter (certified mail) but they still keep calling. Then I received a letter in the mail from their company asking for payment but from a different address in AL (not the one on their website).