I have a Citibusiness credit card ($6,500 balance) and a Citibank Home Depot credit card ($22,000 balance). Both are in the name of an LLC. I haven't made payments on either one in 120 days. I find it curious that neither card is showing up on any of my credit reports. Even though they are business cards, I was told that they would show up negatively on my credit reports once they became delinquent. I have personal credit cards that I haven't made payment on in 120 days, and those missed payments showed up immediately on my credit reports. Does anybody know what gives?

Woodforest somehow returned a check even though I had well above sufficient funds... after fighting tooth and nail i got the NSF fee refunded, but there is still a bad check to my name. Does woodforest report? I know they work with people who have chexsystems. I really don't want to restart my 5 year window, especially since i'm about 3.5 years clean

PDL are illegal in North Carolina and National Credit Adjusters are trying to collect for 3 internet loans through Sagamore, Hushhawk and DJR Group. I faxed a note regarding not contacting me again and that I would contact them, but they have started contacting e again. National Credit Adjusters are active/licensed in NC to collect, but are they allowed to collect on an illegal PDL?

Hi. I also have pay day loans in Texas and would so much appreciate a little help. I took out payday loans after exhausting student loans for my son and daughter to return to college. How dumb! I had my entire last paycheck taken without even any money left for food/gas to get to work. So I closed out my checking account so I could eat next payday and began searching for some answers after ruling out suicide. Here are my loans. I need to know which of these companies are legal/licensed in Texas and what to do. CMG Group LLC -- Loan amt. $300, paid 0 Cash Net USA -- Loan amt.

I hope that I am posting in the right thread. I'm trying to sign in and it won't let me, it's probably me doing something wrong. Anyways, we have several payday loans that we had defaulted on. The one is working with us Advance America, and the other one is Magnum Cash advance. They had originally loaned is $963. The first payment cleared which was $150. Something happened and we couldn't make the second payment, we tried to contact them no answer so I was advised by my bank to put a stop payment on them. The stop payment went through we thought everything was Okay.

I'm in Texas and I owe about $5400 as follows: Cashnet 1732 Check N Go 943 Paycheck Today 200 Ameriloan 195 One Click Cash 195 Zip 19 1079 Payday 1 615 Instant Cash USA 520 I have paid consistently on all my loans and I'm not yet in default. I'm considering closing my account, but I'm not sure. Shoud I hire a settlement company? I'm overwhelmed and afraid. I would appreciate any advice.

I got approved for a loan from ACE cash services and decided to go ahead with it. I then saw numerous posts about the company and called them to withdraw my loan request. I got a confirmation email saying they were not able to process it because of my withdrawal, just wondering if anyone else got a loan from them and actually cancelled it before funds were deposited or am I going to get totally screwed in this??

My wife just signed up for a debt management program with Incharge Debt Solutions. Several of our accounts are currently in inhouse hardship programs with either GE, GE Money Bank or Target. The GE accounts total over $10,000. Target is about $3,000. We currently are at 0% on all of the GE accounts and at 6% for Target. The hardship were set up as paydowns to be paid off in 40 months. We are halfway through those programs but can no longer afford the high payments.

I have really bad credit, will I be able to still get a debt consolidation loan?

how do i look up how much debt i have using my file #