WFNNB reported an item on my credit reports as being delinquent in 2004 when in fact it was delinquent in 2001. I never used the card after 2000. As you know after 7.5 years the item should be removed but b/c they delayed the date by 3 years. Therefore delaying the removal by 3 years. It's been so long. I don't have any documents any more. What's a probability of this being removed on a dispute.


