I was served papers by the sherriff in so CA last night. I know I'm supposed to respond, but I've never been through anything like this. So i have no idea what i'm supposed to respond with? The debt was created within the past 4 years and they are claiming $1,571.31. I can't afford my wages being garnished @ 10%:confused: but I can afford 100 a month. Is it too late for payment plans? Is it too late to call Citibank to resolve? Does anybody have a similar cituation that can provide me some advice?

I think this poster works for Keyes & Benloss International, NY. He is continuously posting this same post again and again. As for example, check out the following link: http://www.debtconsolidationcare.com/forums/showthread.php?t=81190#3

got a letter from the new hampshire banking departmnet i do not quite get it and i am not sure how to post it on here it was a complaint i made on Loan Shop on line could some one help me with posting it so that others can read it and maybe explain what it means

Justin McKinney from Lighthouse Recovery Associates 303-800-1660, is demanding that I send him $336 to pay a payday loan through National Payday Loans that I received in August of 2009. He says that I had a "bad check" returned to them from September 3rd, 2009 in the amount of $300. I don't give my debit card over the phone, so I sent a money order to the address listed on the email I received. Now they are telling me that this isn't the correct address and I have until today to get the $336 and give him my debit card information. I'm making a payment, in full.

I noticed that e care contact Centers who work for zip19 is an CFSA. They are not licensed in ca so wht does that mean are they legit or what?

I took out a payday loan in nov 2009 from cashnetusa.com. I paid part but defaulted on rest... it was orginally $300 and i know i owed $213 or something like that... i dont have all the details cause it was so long ago... Got a call last week from aig or iag... saying i was going to be sent an affidavit to be sued at home or at work... They want me to pay $1300!! This is CRAZY! need help... I was gonna get on a payment plan with them... but then started reading all this stuff and i dunno if these people are legit or what?! From what ive read cashnetusa isnt too bad... i really dunno...

I took out a payday loan in nov 2009 from cashnetusa.com. I paid part but defaulted on rest... it was orginally $300 and i know i owed $213 or something like that... i dont have all the details cause it was so long ago... Got a call last week from aig or iag... saying i was going to be sent an affidavit to be sued at home or at work... They want me to pay $1300!! This is CRAZY! need help... I was gonna get on a payment plan with them... but then started reading all this stuff and i dunno if these people are legit or what?! From what ive read cashnetusa isnt too bad... i really dunno...

I am looking for suggestions on payday loan help and debt consolidation. I have gotten in really deep. I have also been hit by the economic crisis and have been reduced to part time with two kids. I have store front and online. I have made arrangement with some of them but even the arrangements are hard to heelp on my limited income. I have cc debt as well and I am considering a debt consolidation company. Do you have any suggestions on a particular company. On the payday loans, I haev tried to just keep paying them weekly but its sinking me.

I emailed this forum last week about my payday loans and was told since 5 of the 6 were not licensed in Texas (were I reside) then I should close my bank account and inform them that I will only be paying back the amount loaned to me since they were not licensed in my state. I contacted the Texas OCCC just for verification and this is what they told me. If it is true then it sounds to me like I have to pay them all back, fees, interest and all.

I have several PDL's and I am going to be paying off alot of them this week from a loan from a family member. Definitely something I should've done before getting in this mess....my question is since some of them I paid finance charges of at least $180 each for rollovers, could I after paying them in full with their charges, send a letter asking for a refund? I just wondered how successful I would be after the fact? Thank you for all your help!