i just recieved summons re: CC debt that was purchased by a collection agency. so have i have 2 questions.
1) how do i file a 'response'? i am currently not working and my husbands income just covers our bills. i cant afford to admit the debt and make payment arrangements. what happens if i deny? i then have to go to court right? i dont know what to do.
2) i moved to NY state july 1st, recieved the summons from an ohio court (where i lived before moving to NY) on aug 16th. can i request change of venue since i no longer reside in ohio?