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How does taking the settlement affect my credit report?

15 years 5 months ago
I owe $486 to Imagine Credit Card. Jefferson Capital Systems, LLC is the collection agency assigned to the account now. They sent me an offer stating that I can settle the debt for $340 (by making 5 monthly payments of $68.13. This debt is showing as a negative account listed under Imagine(as a closed by credit grantor request) and a negative account listed under Jefferson Capital Systems, LLC. If I take this settlement offer, is there any way I can get them to do something to make it look better on my credit reports (such as take it off, report it paid off, etc)? Thanks for any help.

 

pdy serives

15 years 5 months ago
how do u get an ext on your loan

 

What should I do

15 years 5 months ago
Hi I have 8 payday loans and need help, I live in NY, Star Cash Processing total took out 3 loans 300, 400, 300, paid them all back wuth interest so my total amount in loans was 1000.00 and I paid 2,235.00, so I paid all of these loans in full, but then took out another which is outstanding (loan amount was 400), same situation with all other 7 companies: CMG Nationwide Cash Cash Jar Oneclick Midland Impact/PDL/Spot United Cash Loans After doing all the math, it seems I have paid almost 12.065 in interest fees, I need help, anyone out there?

 

Negative on CRA, no debt validation letter sent

15 years 5 months ago
Hi Nelly, I am a member of a CRA, was reviewing over my credit score and came upon a negative I was unaware of; From West Asset Mgmt, Inc. I have received no letter from this company in regards to any debt. What is this best way to find out what this is and get it off my credit rating? Thank you!

 

Bad Business

15 years 5 months ago
I work as a service investigator for Business ...I sent my Fax in on time to not have to pay the service charge, they extorted an extra $90 said they did not receive it,the receptionist I would fire being an Owner manager if numerous companys....I if they do not do what they say, please report to your local BBB in your State......

 

help with address

15 years 5 months ago
do anyone have the address, because they want even pick up the phone nor call back. I gues if i dont give them their money they will be ready to talk. I

 

finding my post

15 years 5 months ago
I am having trouble finding my post and if anyone replied to it?? help

 

Payday Loans

15 years 5 months ago
I need help with payday loans. I am in the state of Alabama. I need to know which ones are leagal and which ones are not. These are all internet payday loans Discount Advances, Zip 19, Northway Financial Corp FBDLoans, First Bank of Deleware ChecknGo Cashnetusa I need help as to what to do. I can not pay them right now.

 

I need Help before I spend money to consolidate.

15 years 5 months ago
I am working with a consoldation company, they said they need a $100.00 processing fee before they start. Which I am willing to pay but I need to know if this is the option I need to use or if I can do it my self, I have already closed my account and opened a new one with the same bank and I have told the bank the honest truth about my situation.The consolidation company has told me not to contact any of the lenders and let the consoldation company do the talking/writing. I am not sure about the laws in MO, nor do I have any information on what can happen to me.

 

phone call

15 years 5 months ago
why did you call me