I owe $486 to Imagine Credit Card. Jefferson Capital Systems, LLC is the collection agency assigned to the account now. They sent me an offer stating that I can settle the debt for $340 (by making 5 monthly payments of $68.13. This debt is showing as a negative account listed under Imagine(as a closed by credit grantor request) and a negative account listed under Jefferson Capital Systems, LLC. If I take this settlement offer, is there any way I can get them to do something to make it look better on my credit reports (such as take it off, report it paid off, etc)?
Thanks for any help.


