I thought I read somewhere or maybe someone else asked - but, when a collection agency sends you a letter, isn't it supposed to end with some kind of signature - even a typed one?

Hi. I have 4 payday loans on which I am only making the interest payments now for the past 2.5 months. I have a good salary but I see almost a third of it swallowed up by this! I have other expenses such as rent, food and medicine plus 2 major purchases bought thru HSN and QVC which swallow up another third each month. I have been foolish! Since I did not work for a really long time I was told that my IRS debt will not catch up with me until they get wind in Jan 11 that I have been working and will start pursuing me for payments.

I have a $23000 charge off with Cap One. If I decide to call there bluff about its going to the attorney at the end of the month. How much can the fees and interest continue to add up before the attorney might settle My thought is if they add another $1000 to the amount you wont be any better off if you settle for a5% better deal. What are the odds they will sue or give a better deal. I heard they love to go legal Thanks All

Just have a question on this company, and what I really should owe them or not... I'm in CA and received a $350 loan from this company 7/21/10. Payments have been as follows 8/20/10-$105.00 8/13/10-$105.00 8/12/10-$105.00 7/30/10-$105.00 7/21/10-$10.00(processing fee). Which totals $430. My "balance" shown on their website is $455. Does this make any sense at all? Is this illegal and should I follow the close your account etc. steps?? Confused, frustrated and irritated.

Does anyone know a web site for NAT LOAN SERVICENLS-4-WEB or any way to call or e-mail them

My credit card acct. balance of $23,100 has just been charged off. Cap One has taken it back from NCO. It is now in their Pre-legal Dept. I offered a $11,500 settlement, they said no and came back with this. They have offered me $15,500 settlement with the following conditions $8000. lump sum now, and $ as low as $50. per month INTEREST FREE up to 160 months to pay. Acct. will read "settled in full" at the end. Of course it could be paid off sooner, and would be.

I keep receiveing a phone call on my cell from 512-522-0948 they tell me i'm being sued thy want me to call them back,they can't speak english at all does anyone no who these people are?

i've been in default for some years and my account has been forwarded over to another company do you still think its possible for me to negoitate/

does care one consolidation payday loans store front and internet