I see that there is a difference when you use a CSO. is there any recourse of people with PDL and Tx

I am in collections with a credit company the sent me a summons ,I probadly owe this credit card money and willing to pay a fair amount monthly .I AM AFRAID THEY WILL ASK FOR SOMETHING I CAN NOT PAY. Which way would be easier let it go to court or contact them.

please help. Any info on this number. 312-912-7816. Called my parents house and told them I must call immediately there is a lawsuit against me. Are these bottomfeeders? What do I do?

I cant find contact info for PDY Services I cant find an email for Kingston financial and Payday Max Any help will be greatly appreciated

I am concerned as to how a debt management consolidation would affect my credit rating. And, if in fact, it will hurt my rating how long before I recover. My middle score with the 3 agencies is 718. I am unemployed and I am unable to get new credit due to income to debt ratio. I am 65 and I have credit card debt of approx. $27,000.00. I have been able to maintain the payments by digging into an annuity which will end soon and is all I have. I lost a very large sum of money in the spring of 2008. Seems pretty hopeless but the answer is out there somewhere. What you suggest?

I am concerned as to how a debt management consolidation would affect my credit rating. And, if in fact, it will hurt my rating how long before I recover. My middle score with the 3 agencies is 718. I am unemployed and I am unable to get new credit due to income to debt ratio. I am 65 and I have credit card debt of approx. $27,000.00. I have been able to maintain the payments by digging into an annuity which will end soon and is all I have. I lost a very large sum of money in the spring of 2008. Seems pretty hopeless but the answer is out there somewhere. What you suggest?

Anyone dealth with Washington Mutual (wamu) lately? I have a 2 year old chargeoff that I would like to settle. I know Chase bought them, so do I deal with them? I don't even know who or which department to call. Anyone deal with an old WAMU account recently?

Hi all, I'm new here and due to extenuating circumstances I'm being buried by PDL's. I believe I have 11 different ones at the moment. I can't even afford to pay my regular bills. And from being on this site, I realized that I have a PDL for $300 & the PDL company has been collecting $90 2x a month since Oct. Any and all help/advice would be greatly appreciated. I just don't know where to begin. Thanks Chandra

Midland is calling my house looking for someone who does not live here. They refuse to let me talk to someone supervisory. They are harassing me and its not even me they are after! What can I do?

can i not be allowed to file bk. i have gambling issue alot of withdraws from bank account , but no more then 300.00 at a time like once a week. but now i quit gambling and need to file bk and get back on track !!! help ??????