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I've Been Served in TX..now what

15 years 6 months ago
How do I answer these questions? How do I answer them without discriminating myself?

 

debt question

15 years 6 months ago
The SOL in Florida is 5yrs for debt collection if I send the CA a letter requesting debt validation will that restart the SOL?

 

Wife Lost Job

15 years 6 months ago
My wife lost her job at the end of june,thats 4100 a month now thats not coming into the house. I am having a hard time just making the mim payments on my cc's and 2 sig loans. In all its only about 6,000 in debt. What is the best way to deal with this before it sinks my credit score? I am about to be a month behind on them all if i dont do something soon. Any help would be great

 

Capital One Settlement

15 years 6 months ago
I am behind in my payments to Capital One. I am trying to work out a payment arrangement directly with them, but they refuse to lower my interst rate. The monthly amount they have me paying does not even cover the interest charges. Has anyone had success with them. I want to pay my bill but I just can't since they took my rate from 4.9% to 29%.

 

Capital One Settlement

15 years 6 months ago
A few month ago Capital One raised my interest rate. Because of the hike in the rate, I could no longer afford the monthly payment. I contacted them and they have me making lower payments, however, they are unwilling to do anything about lowering the rate and they continue to report me as deliquent in payment. I have another card that I was able to arrange with them a monthly amount and they reduced my interest rate to help me pay-off my card. Has anyone had luck with Capital One? I just keep getting further in the hole with them and I am trying to take care of this myself.

 

debts

15 years 6 months ago
find my debts

 

interesting conversation with CITI - any thoughts?

15 years 6 months ago
i have an account with CITI that i tried for months to get on a hardship program with but because a portion of the balance was at a very low interest they either couldn't or wouldn't do anything. so i called a couple times a month, got same answer each time, and just couldn't afford what they wanted each month. so back in june i started getting messages from UCB (and the woman did NOT sound pleasant at all). I sent a debt validation letter to UCB, certified/return receipt, so i know they received it, and never heard anything back from them.

 

Need help with next step

15 years 6 months ago
I'm sorry for asking a question that has probably been asked a million times but here goes anyway. Just received photocopies of 2 years worth of statements for an alleged Providian/WAMU/Chase account. This was in response to my 3rd DV letter to Winn Law Group (first 2 DV's were to Reixinger & Assoc.).

 

from the otherside

15 years 6 months ago
i work for the world fianacial network national bank and we are a good company we follow the law people need to know what harasment is...if you dont pay your bill your going to get phone calls i get phone calls from my creditors if i owe them money its any bank if you owe them money

 

credit card debt

15 years 6 months ago
i dont know how to get out of credit card debt