start a new thread!!! I click on the new thread at the top the debt consolidation/debt settlement forum and nothing happens....I have started new threads before.....I must be doing something wrong. Also, I try to sign on with my password, but it never recognizes it and so I end up signing up as unregistered. I seem to have a hard time navigating this board although I love you guys adn love the work you do. Any suggestions? I have been on other boards....I'm not totally a novice, but seem to have difficulty with new threads and signing in!!! thanks for any help!!!!

Can i use my 5 y/o child bank acct. for my direct deposit to avoid Garnishment from creditors?

I am being sued by a creditors attorney. I filed my answer with the court on the nineteenth day of the twenty day window, sent copies of the answer and my motions to the attorney on the same day, certified, return receipt requested. On the twentieth day of the answer period, the attorney filed a APPLICATION FOR ENTRY OF DEFAULT with the county clerk. Can they do this without any ramifications?

i got a call from smg threating to take me to court in santa clara county for writing a check from out of state. and that she will prossicute me in court see gave me a file number i had till the end of the day to respond or call her i live in California loans with the following internet loans shamrock 300.00 they have taken 180.00 loan shop 300.00 they have taken 180.00 what do i do

I filed bankruptcy in 2000 chapter 7. I have gotten in way over my head with medical bills and cash advances. Is there any way for me to do a chap 13 or is there some other alternative? please help

Is it better to debt settle or let it get charged off and deal with the collection companies?

Hello all: I had a cc charge off and was purchased by Atlantic Credit. I just got a letter from John P Frye trying to collect from them. I'm going to send my debt validation letter, but I know I'll eventually get to negotiating a settlement with them. I was wondering what your experience has been trying to settle with them. What percentage were you able to settle for? I was able to settle my other ccs before charge off, but I just didn't have the money to settle this one (B of A) before charge off. Thanks all.

can you really be prosecuted for wire fraud for internet loan

Hi everyone, I am currently negotiating settlement on 5 cards totaling about $25,000. The last payment I made on any of these cards was in February. I have sent letters to chase and citi explaining my situation (vaguely) and said I was negotiating with 5 creditors and was looking to settle. Chase keeps sending me letters saying that they need to talk before they consider anything. For various reasons, I would rather communicate via mail. Should I suck it up & call?

get an unsecured consolidation loan with bad credit.trying to get back on track now that money is coming in better