I am in the middle of dealing with these "people". I received the initial collection letter several weeks ago. I sent a letter back requesting they validate the debt and also asked for the name and address of the original creditor. I got a standard reply stating an amount that was owed and signed by the secretary. I did not respond to that and soon got my summons via the sheriff. I went to the courthouse and filed my answer basically affirming my name and address and denying everything else.

Here is the scenario. Wife & I bought an overpriced house(on credit) -with 2 incomes in 2006 Wife divorced me shortly thereafter could not afford the $2000 a month payments on my income alone Tried to sale house to no avail We both made payments ...50/50 After throwing thousands of dollars away on the mortgage I finally could no longer afford to run on the debt treadmill so I quit making the payments on the mortgage.

I have over $1500 in payday loan debt. I live in CT. Will I get in trouble if I cancel my checking acct? The accts are: Northway Financial United Cash Loans Integritity Advance My Cash Now Zip19 Vip Payday

I recently purchased a car and went to get car insurance. I went to Freeway Insurance and had to put down a large down payment of $469.00. When I got home I thought that was kind of steep. So I did a search online 2 days later and signed up with GEICO...much cheaper and no down payment. So I called my bank to put a stop payment on the check.

I was asked for my financial statement and I do not feel comfortable providing private or financial info to them. Hot to get by and politely state that I am not going to provide that info? Thanks

I finally hit rock bottom with my debt problems and would really like some pointers. I read as much informatin on this as I could find but still have some questions. I am trying to post what I have seen some of you say that I should list: I just applied for a Mortage Modification with CitiMortage (am behind 2 months). I have a maxed $75,000 @ 6.5% Home Equity Line of Credit with State Employees Credit Union (of NC). Q: Should I be able to have them do a modification on that loan? If so, would I have to be behind before they would consider doing it?

I owe 14,000 on my credit card. I have had in the past two years bad medical problems causing more expenses. What can I do to help this.

Today I downloaded all 3 of my credit reports (the annual freebies) and noted on all of them that my credit card companies, Bank of A, Chase, Citibank, Discover, Capital One had ALL pulled my reports. Cap One, Chase and Discover are the holdouts for any settlement so far. I even had report pulled by a collection agency (CollectCorp.) Interesting....... maybe that's how they determine who they will settle and what %age.

Please help!! I lost my job 2 months ago and did not qualify for unemployment. I took out payday loan after payday loan and now I am in waaayyy over my head!! Here are the outstanding loans that I have and owe much I still owe: EastSide Lenders: $500.00 Loan Point USA: $600.00 Ace Cash Express $325.00 US Fast Cash: $325.00 One Click Cash: $260.00 Sagamore: $300.00 "Integrity Advance: $500.00 Now here's where I am a little frightened.

If any acct is 120+days pasta due when will it fall off in florida