I have a story, heck, we all have a story. I am wondering if anyone else can relate to this story, so here goes. When I was a kid, I was a saver. I saved all my allowances, hid them and used them on our family vacations. We were mid-upper middle class people in a working neighborhood in a little town with a population of roughly 4,000. I had to work for what I wanted, and that included contributing money towards my class ring, prom dress and subsequent limo ride. I worked my tail off from the age of 16 until now, however my money habits and saving went right down the tubes.