How do I get NAFS to stop calling me? The collection is for another person whom I do not know. I have called them and told them this and they keep calling.

Can you consolidate a title loan

Is it normal to recieve calls at 8:00 in the am? Also on messages I thought the person calling me had to state that this was an attempt to collect a debt? I can barely understand the message but I do get enough to know that he does not state that he is trying to collect a debt. Is that legal? jamie

I had overdrawn on my chase account due to illegal payday loans. The amount was overdrawn $2,220. Chase had closed my account and sent it over to a collection agency IC Systems. I have made 2 payments of $100 and $309. I'm trying to set up monthly payments that I can afford. They are telling me that I need to have this paid off in 4 months which would be monthly payments of $600. I cannot afford this and they will not agree to smaller payments. What are my options? They threatened my stating that I could be sued and a freeze on my bank accounts.

How does debt consolidation affect your credit score?

Hi Everyone, Midland Credit Management has purchased an account from GE Money Bank. They called me and sent a "Pre-Legal" notification, stating that unless I make arrangements they will send the account to an attorney. Then I notice an alert from Equifax, which says: A new account at MIDLAND CREDIT MANAGEMENT has been opened in your name. [FONT=Calibri][/FONT] What's up with that? Is that just a function of them purchasing the account? Seems like that sort of re-ages the original debt.

Hello, I have several payday loans (6 to be exact) that I have been constantly rolling over and refinancing to continue to make payments. It has reached the point where I have nothing left to sell, and won't be able to pay rent, buy gas or food. I have been reading through these forums all night and have found some helpful hints, but was hoping that someone might have suggestions that might add clarity to my specific situation with the lenders I currently owe.

Isnt this program just as bad as going bankrupt on your credit report? What the advantages

Has anyone used company called Langhorne debt solution in ca and has success.I f so pls explain how they work. I was told to pay them a montly fee and after so many weeks they pay loans from an account I set-up?No t sure if I this is right thing to do?

How can I find out if consolidation, debt management or debt reduction is the way for me to go...I've signed up with two and should be hearing from them soon...but would appreciate some guidance! Thanks!