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Rise Credit (formerly PayDay One) and Plain Green Loans in California

11 years 8 months ago
Ok, so looks like I'm the sucker who fell into the trap again. These appear to be the same "parent" company. Are they legal in California?

 

To hire a lawyer or not

11 years 8 months ago
Should I hire a lawyer to handle my chp7 case? Or just a regular preper who cant give me legal advice?

 

7 PDLs in TX, not panicking yet

11 years 8 months ago
I'm trying not to just walk away from my 7 PDLs, but I need some flexibility, maybe better terms. I'm in Texas, and they actually keep pissing me off more and more. I just sent revocation letters (I had informally told them I wouldn't allow access to any bank account), I had already opened a new account and moved my direct deposits over there. My old bank, BofA, won't let me close the old account, though it is hundreds of dollars in the hole due to NSFs. Anyhow, ACE told me they cancel my ACH withdrawals, but that automatically puts me in collections.

 

Finally a response from Mobiloans

11 years 8 months ago
Finally recieved this email from mobiloans! Thank you everyone for all your advice! Feels great to have this burden removed! Dear Joey; Your correspondence has been directed to me for review. We are sorry you are not satisfied with your Mobiloans Line of Credit.

 

USA Web Cash collection calls? Need advice.

11 years 8 months ago
In January 2012 I had a $300 online loan with USA Web Cash. They are authorized & licensed to lend in my state. I was going through a very bad time, and did not repay it. My loan status is "written off" on their site (I logged in to check) as of May 2012. This morning, September 2013, I received a collection call from 718-412-9486 threatening legal action and telling me I needed to set something up before the attorneys proceed. They say I now owe over $900 to repay. If the original lender wrote my loan off, what can they do? I am concerned about this.

 

NCR/ VIP Loan Shop

11 years 8 months ago
I just got a call from NCR processing about some pre-legal processing. I called the number back and it was a loan I had from VIP Loan Shop totaling 1200. I borrowed 450 and I haven't made any payments on it. They threatened to garnish my wages and send me to court. Their number is 888-254-9281. I sent a complaint to Michigan attorney general and FTC. What should I do?

 

Post only reads "deleted"

11 years 8 months ago
In this Thread - http://www.debtconsolidationcare.com/paydayloan/immediatelytransferred-loantocashcall.html There are two post by The Raven that have headers - one focused to me - and both post are only reading the words deleted - can any one shed light on this.. did someone delete what they said or is this a glitch?

 

Cash call question.

11 years 8 months ago
Is anyone else getting weekly letters from Cash Call asking for refinance to lower payments? And/or to settle? I've paid $900 more than the principle, filled a complaint with AG (which is going to court on the 24th!) but I'm getting flooded with Cash Call mail. Is this happening with anyone else?

 

faaaast cash need to warn

11 years 8 months ago
this person just posted a url to their site on the PAYDAYLOAN FULL CONTACT SITE thread.they also stated that tribal loans might be legal.i want them warned please.

 

Multiloan Source's Response to My Letter

11 years 8 months ago
Please keep in mind that I have paid them $1,984.00 for an $800 loan. This what I wrote to THEM using one of the templates from the forum: Dear Multiloan Source: It has come to my attention that payday lenders must be licensed by the state of Illinois in order to offer loans to its residents. Since your company has no license in my state, the loan contract I have with you is not valid. To date, I received a deposit of $800 on 2/28/2013, and have had 11 bi-weekly withdrawals for a total of $1,984.00 debited from my account. This results in an overpayment of $1,184.00.