Hi Everyone, i would just like to make an intro to everyone at www.debtconsolidationcare.com Your forum is good! Usually when I visit forums, I just come across rubbish, but this time I was very surprised, finding a helpful forum containing fantastic information. Thanks peeps and keep this good effort up.

Those of you who were here a year or two ago may remember when a certain member posted in the Pub "Whats for Dinner in Your House Tonite?" That thread had literally thousands of viewers and ran for around a year until someone started clandestine undermining remarks about the member, driving her from the site! The person that instigated that is no longer here either and I will never know who was truthful! One guy suggested "How about a thread just for guys?" and the distaff side pounced all over it and just took the men to the mat. But it was fun!

Anyone here constantly calls their debt collector all day long ? I call all my debt collector with same story every hour . Lol...I hardly here from them as a result.

We just got an order of judgement on a credit bill and we are enrolled with a debt reduction program, they say we have to pay 10% of my husband's wages starting this month we just got the letter yesterday, we did not recieve a summons about this, is this legal we are in New York State the last summons we got reguarding debt was last summer and we did file the necessary paperwork!

I have been told by informed sources that if you admit to an old debt and try to make arrangements that the SOL is restarted! OVLG Attorney says that you must make arrangements and default on them to restart it! Even an attorney told me do not say you owe the money as the SOL will restart at that point! Skydvr agrees with OVLG attorney! Thoughts please! I think I have been giving wrong advice over the years and I am disturbed by that fact!

I went to the court house to day to respond to a summons. I was not aware that a response letter needed to be filled out and completed for this response. I assumed they would have a form for me to fill out. I have purchased response forms from the local stationary shop and am looking for sample responses in regard to the debt (owed or not). My plan is to also submit a 'validation of debt' letter to the collection agency. Does anyone have examples of the type of language that needs to be included in this kind of a response...thank you. Marcus

I have been taking out Payday loans here in Colorado for the past 2 years and have found myself in way over my head, taking out one after another to keep up and now I'm unable to pay the minimum on all of the loans. I'm on Disability and I want to pay them all off, but can only afford a few payments on 4-5 month and I have 12 loans out. The loans are all from store front places. I plan on going to the bank and closing my account in the morning, as all the loans are due tomorrow, except for one that is due today and I'm going to try to put them off until tomorrow by calling today.

On 03/24/10 I took out a $500 loan from these people. It was on online transaction & I was not able to download the loan docs and did not receive any type of emails from them. Long story short - I need to set up a repayment plan with them but have no idea how to contact them. Can anyone help me with this?

Okay so I sent my letter out telling them that I would not be paying them back because they are an illegal lender in NC, and I have more than repaid a loan of $650 due to a $130 interest fee they charged every two weeks. At any rate, I got this response from them today: (just a snippet) "If you take a moment to review the attached loan agreement, you will see that Northway Financial Corporation Ltd. is a Financial Institution licensed and regulated in accordance with the Financial Services Directive of the European Union (EU).

i know i have a huge amount of debts. how can i find out the exact amount?