How do i stop a state garnishment for back taxes and get on a payment plan

Thanks so much for creating this forum. It really helps to know that I am not alone in this financial mess I have created for myself and I wish I would have looked here before I borrowed money. I reside in Texas and currently have 2 outstanding loans, both are internet. Cash Central - original amount 400.00 I have paid about 300.00 in fees but the original balance still remains Cash Net USA - original amount is 600.00. I have paid about 450.00 in fees.

my advice to any consumer who receives mail from this consumer loan company is shred the letter. You are safer getting a loan directly through your bank or from a friend/family member. Do not let the "instant cash" wording trap you. it is a dep black hole and you will save yourself frustration and money in the longrun.

Hi, I got a Summons from Chase about 2 weeks ago. Just yesterday I negotiated with a Chase rep to settle my account at 50%. He told me that once I make the payment, the lawsuit will stop and the Summons will automatically be withdrawn, without me having to do anything. Is this true? Or should I answer the Summons? Please help.....thanks.

how much can you cash a personal check for at a cash advance place?

I do not know where to begin helping my mom with all of her secretive debt and bills that she cannot meet, or teach her to consolidate when she does not know of the information out there to consolidate her private loans.

hi .can not find signup and register in personal-budgeting.How can I do? can you give help ,thank you .

I have a home in St. Louis and got the treatment from Chase on a modification. Long story short......wasn't behind until I got in bed with the mod program. With that said I am upside down $10k in late fees/underpayments while we still wait in modification purgatory. My wife and I decided to go with a short sale. We approached the HELOC holder to negotiate a separation of sorts to pay them independently. They were somewhat shocked by this. They have yet to return my call. Have been searching all over the Internet about the best way to negotiate the short-sale and the HELOC.

So, as some of you may know, I filed Chapter 7 bankruptcy pro se this past January and had my debts discharged. (Yay!) Anyways, I ran afoul of all of my credit cards three years ago when I was put into a situation of paying the entire rent on an apartment that was basically my entire month's salary (I make around $1.8k a month and my rent was $1.5k). Short story: both roommates moved out with no notice. Couldn't pay my bills for 4 months so when I was ready to they were so past due, etc. etc. Anyways, I recognize that in order to improve my credit, I need to have credit.

The court date is for July 13!!! I am supposed to be on vacation starting July 10!!! What do you think the possibilities are they Judge will allow a continuance b/c I am on vacation?