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Is this legal?

15 years 7 months ago
I received a payday loan for a car repair on 06/21/2010. The only reason I did it was because I couldn't get a transfer from my savings account quickly enough. Anyway, my loan was for $300.00 with a $90.00 finance charge, to be rolled over every two weeks unless I pay the principle, in which case I have to contact them 3 business days in advance in order for them to do so.

 

National Cash Advance

15 years 7 months ago
I received a call yesterday from 213-799-2204 first they left a message and the person was name Marcus Williams (Had like a asian, sort of indian accent) and then when I called back I spoke to a Kirk Wagner (Had normal english accent). When speaking to Mr. Kirk, he stated that I took out a loan but did not say what year, I asked him who he represented, his response...William & Scott Associates the main location is in Georgia, he was calling from Los Angeles, CA. I asked him how much I owed? His reponse he stated $6000.00 this is with attorney fees, with out it was $2548.00.

 

Follow up validation letter needed

15 years 7 months ago
Sorry. I'm trying to get an answer to this question: I received an answer to my request for DV, and it's just copies of my Ch 13 which never got completed. I need a form letter like the original DV letter I have telling them that this is not validation. Anyone have one of these?? Thanks!

 

Weltman Weinberg and Reis

15 years 7 months ago
This firm is suing me, they filed with my local magistrate, I got served last week. It is for an old Capitol One credit card that is closed. I tried negotiating with Capital One last year and they wanted 3 payments of $900, or one payment of $2700 (which was my total balance), neither of which I could pay at the time. We were having severe financial problems so I just let it go. We have since settled with almost all of our creditors. This particular account I have not heard anything on in over a year, so I was a little shocked to get this civil action notice. I called Weltman, etc.

 

frontier financial

15 years 7 months ago
has anyone ever heard of these people? they called my cell but left no message. when i googled the number 484-232-1314, the number came up as a land line. what to do?

 

Magnum Cash Advance AKA Military Financial

15 years 7 months ago
I took out a loan for 1200 with military financial a few months ago. I defaulted on the loan for a couple of pay periods when things got tight. When I defaulted, I got an email from them stating that I had 5 days to respond and set up a payment arrangement before I was reported to the top 3 credit bureaus. I have already paid of the principal amount but due to late charges accumulated when I defaulted, I still owe $3000. I'm in the military stationed overseas but I am a VA resident. Would I go by the laws of the state of residence or the location of where I applied for the loan?

 

loanpointusa

15 years 7 months ago
I am a resident of New Jersey.Pdl are prohibited,so I sent letters to the four I have.Got a phone reply back from Loanpointusa and they stated they were in Utah and were licensed to issue to NJ residents.They say they will not take payments or try to work with me.Is there a contact for this company that will work with people?

 

Richard J Boudreau

15 years 7 months ago
Anyone deal with this junk debt buyer? How aggresive do they get? Do they actually sue? Thanks.

 

Authorized Pay Day

15 years 7 months ago
Hello friends....With a victory under my belt I am attempting another PDL fight. This is with authorized pay day and loan point usa. I have found alo of info about loan point but have found very little info about authorized. If anyone has anyhistory with authorized and can share I would appreciate it. Also their email adress [EMAIL="loans@authorizedpayday.com"]loans@authorizedpayday.com[/EMAIL] is an invalid email address. I have attempted to email them and my emails are being rejected. Does anyone have any suggestons to contact them?

 

Collection

15 years 7 months ago
Has anyone heard of collectionstoppers.com? I would like some information. They contacted me and said they would like to take my case? Are they legit?