I'm in Ohio and dealing with a few of the lenders mentioned in the above, so I figured I'd tag my question onto this discussion (forgive me if I shouldn't!). I have two outstanding loans, one has been overpaid on principle and interest and the other is just starting per the below; Paradisecashadvance.com or International Equity Group - Over paid, if illegal can stop the payments from all the advice I've gleaned on this forum. The hilarious part is that at one point I could have paid it off and didn't because their site was down and no one would answer the phone.

i have 4 payday loans but one i have been paying 90.00since January2010 can they keep asking me to pay Ive paid 1100.00 now they threating to garnish and they keep processing a pre paid card that keeps declining Ive told them to stop using

If the original credit card debt was sold to a collection agency but SOL has expired, can the collection agency still try to collect? Is there a sample letter regarding original debt SOL expiration and request the collection agency to remove the debt from the credit report?

Does anyone have a sample letter to collection agency that the original debt statute of limitations has run out?

can my drivers license really get suspended for not paying a payday loan from 2 years ago

How do I consolidate my payday advance loans?

I know I'm suppose to list my gambling winnings and losses on my bankruptcy paperwork. The problem is that some of the casinos I've gone to in the last year don't have record of anything I've won and lost. i don't have record either. I just put the money in the machine and cash it out if I win. The most I've won at one time is probably $400.00. How do I now what to put on the paperwork? Do I make my best guess? I won't have any statements to back up all the gambling. What should I do?

If the credit card was sold to a collection agency does that extend the time limit on the statute of limitations? Or is the statute 4 years in Florida from the last payment.

what if a judgement is lready against you? will debt management work?

I am back home from the hospital now, I had my surgery this morning, the pain from the gallbladder is GONE! YAY! I am still a little drugged up, very sore with some pain, and my throat is horse from the anesthesia, but I made it!!