Ok, so I keep reading that once you've paid the principal on your loan, technically they can't ask for anymore. I don't know how accurate this is, or how I'd go about stopping my pdl from debiting from my account if it is true. I have been in a cycle with two pdl's since last august, getting one to cover the other..etc, etc. so....I've got to the point where I have both at the same time..and I can't cover the fees and pay down the loans. I'm afraid i won't be able to pay towards my car too. I have paid over $1000 extra in fees over what i've actually borrowed from both lenders.