I rec'd a summons by a local atty for Citibank that I am being sued for credit card debt. We signed with a debt resolution company a few months ago who sent notice to Citibank. We have only made 3 mos payments to debt res company so there is not enough to negotiate, even if they would. I am not sure how to answer summons, was told to dispute amount. I have also read of asking for dismissal, can't afford atty, not sure what to do or what to expect next even if I answer summons. Has anyone been through this process?

If your being illegally harassed by Payday Flash or Fast Bucs now you can file suit against them. Check with the terms of [URL="http://www.debtconsolidationcare.com/forums/newthread.php?do=newthread&f=38"]Fair Debt Collection Practices Act[/URL] If they call more then once a day, send their fake lawsuit letters or many other abuses you can collect fines as a result. I found a attorney in LA California willing to sue for no upfront fee. This guy and this company has many complaints against them, we can put them out of business.

hay alguien que hable espanol?

I have seen a lot of posts about this and Im just now starting to get the phone calls, they are actually harrassing me at my JOB. this lady has called me 4 times this week and twice today! It's crazy that they call my job and not my home! I am sick of them and they are asking for way more than what my payday loan was for...even after you add in late fees and all that. WHO ARE THESE PEOPLE AND WHAT DO I NEED TO DO TO GET THEM TO UNDERSTAND THAT THIS IS NOT THE WAY TO HANDLE BUSINESS? I have never even heard of them...first IRS? Do they have anything to do with the IRS?

if i have a couple of new payday loans that I just took out and haven't made one payment to. Could I apply for this even though I have several other ones out?

Has anyone heard of Ross and Crim? They are calling me saying they are an attorneys office trying to collect for Quickest Cash Advance. The guy says they are suing me.

I have been behind in my car payments for almost 7 months now and currently my account is being charged off with Capital One Auto Finance. I have been hiding the car because I believe as long as it is stay on my possession the negotiating part will be easier than when they already repos'ed it. I was contacted today at work from Windsor Equity Group. Can't hide when they called at work (I wonder how I can stop this). I responded and the guy told me there is no negotiation can be done until they have the car and inspect the car and forward condition report to capital one.

In South Carolina if you received a payday loan over 5 years ago and was unable to pay out the debt and you are now getting calls from a debt collection agency can you go to jail for bad check. Whats the worst that could accure in this situation?

Complex problem.......... In Jan. I thought I had paid off my mortgage. Got a call in Feb. saying I was seriousely delinq. told them it was paid ,they said sorry their mistake as it does show paid.They said to expect final papers to show release from lien. Next month same call & discussion. Never received the papers. Checked my credit a month ago,it show $2 balance on loan and late payments on my credit report since Jan. Called and talked thru the past conversations/events. Told by GreenTree that the balance did show $2 but that should've been taken off.

A collection agency contacted mE on my cell phone,for a famliy member.i advised them this is not her phone and to cease & desist all calls .. Because this is not her phone cell line. The collector told me that they will continue the calls .intill i send a letter . But i know that i can say it verbally because its not my debt.they never said anything about the dept .but im sure thats what it is for. Also he kept saying they are not going to stop the calls and that they will just keep calling ..question :isnt that against the fdcpa guidelines????