My hubby got us into this trap last spring with assurance that LGF would help us with our credit card debt. We knew that we had that much debt and this was our last hope.
Within two weeks, our account was debited for the fee and it was not until about Sept'09 did we realize that LGF was taking over half of the fee.
They said that they would contact our creditors and work a deal, still taking money from our account.


