I am currently in a management program with 2 of my credit card companies. I have several other cards with large balances and I'm having a hard time paying all of my bills. I have a mortgage and student loans for 2 of my children.(one is in defferment now. ) I was offered to settle with these 2 companies, however, they said the balance would need to be paid off in 3 months. I wasn't able to do that so I'm in a mangement plan. I cannot pay all of my bills. Will working with a debt relief company be able to give me more time to pay the settlement?


