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Whats the timeline to pay with a Debt Settlement Program?

15 years 9 months ago
I am currently in a management program with 2 of my credit card companies. I have several other cards with large balances and I'm having a hard time paying all of my bills. I have a mortgage and student loans for 2 of my children.(one is in defferment now. ) I was offered to settle with these 2 companies, however, they said the balance would need to be paid off in 3 months. I wasn't able to do that so I'm in a mangement plan. I cannot pay all of my bills. Will working with a debt relief company be able to give me more time to pay the settlement?

 

Fia 1099

15 years 9 months ago
In April of this year I received a notification from the Internal Revenue Service saying that I owed additional taxes and penalties because of a canceled debt reported by FIA Card Services. IRS said that they were informed of the canceled debt via a 1099 supplied by FIA. I did not receive a 1099.

 

Could someone put up PDL laws in mass

15 years 9 months ago
I have 6 pay day loans have repayed some of them or paid them down . I will pay back the principle but that is all. I couldnt get the link to work for Ma laws I also would like a list for adresses for the companies listed below as i will be sending them letters to explain that i will deal with them via email and not thru my account. USFast Cash Ameriloan ABC Payday Loan E Pay Day loans Namakan Financial Fast Cash Loans also could u walk me thru process of sending letters and what not thanks again for your help

 

Judgment

15 years 9 months ago
How do I deal with the creditor or collection agency once a debt is in judgement?

 

Insufficient Income

15 years 9 months ago
i'm afraid that to be considered, i must have sufficient income to pay into a trust account. my income cannot cover the amount of living expenses and my credit card debts. will a debt settlement program work for me?

 

3 Different Pay Day Loans

15 years 9 months ago
I took out 3 loans a few weeks ago, under the impression that when I got the money, I could just pay them off. well I would like to now and found this forum. I used: GRENTERPRISES112 CMG Group LLC Pack Mgmt/B&L So are you all saying, it is NOT as easy as simply faxing them, and saying STOP?? Do I need to go ahead and close accounts tomorrow??

 

predatory collectors

15 years 9 months ago
we replied to a summons to the court and the collector. The court received the reply as did the scavenger collector. Apparently it was disregarded by both. We didn't show up to court and the next thing we knew we had a default judgement against. The collector just took almost $17,000 from our bank account for an MBNA credit card debt that the sol expired in 2008. The maximum ever drawn on the account was $5000. We paid almost $8000 on the account and when we stopped paying the balance had escalated to $8000 plus.

 

car loan

15 years 9 months ago
I want to purchase a car and need to know the APR

 

Best way to get rid of my credit card debt...

15 years 9 months ago
[FONT=Courier New][FONT=Garamond][SIZE=4]Hi there[FONT=Courier New], Was hoping someone could shed some light on my issue here and the best way to get ride of my debt. Currently I have 9k in debt between 2 credit cards and after talking to my banking representative, it was suggested the best way to do this is to take a 2 year loan from the bank that would have a lower total interest than the current 2 cards and use the loan to pay the cards off, then to cl

 

Options in Washington State w/ Online Lenders

15 years 9 months ago
Hi There, So I've done my own research and have actually already called a couple of the PDL companies and informed them that in Washington State, "any payday loan obtained by a lender not licensed by the DFI and not repaid to the lender may not be collected by lender and the lender may not pursue action in Washington State to collect the debt." One company, PayDayMax/Discount Advances, immediately offered me a 6 month repayment plan.