Arizona passed legislature which will ban payday loans starting July 1, 2010. I have two outstanding store front loans and was told that they have to be paid in full by June 30th. If I can't pay them in full by June 30th, wouldn't I be able to make payments? What happens? Here's my breakdown: Advance America: $588.23 Ace Cash Express: $580.00 By the way, I'm glad they are shutting down. This has been a nightmare and I wish I never took out the loans in the first place. I plan on making good on my debt, but need more time than 1 month to pay the total $1,168.23.

I am stressed out!! I just got a call from a "processor" stating that he was on the way to serve me with a summons. He said he would deliver it first thing in the morning but I should call the complaintant....who is Joe Willis from JD Enterprises. I call him and he says he is going to sue me over a payday loan with Quickest Cash Advance from November of 2006. He said I owe 873.53. This is the first I have heard of this. I asked him if he could please send me proof of the loan (I went through a time where I had like 3 payday loans out....I know...how dumb).

i posted a question yestarday can't find it not even on my post

Just got a letter from SSM Group, they are willing to mark my account paid in full but didn't mention a refund. I've overpaid them by $1050! Should I just be happy to have them off my back and sign the PIF or still demand the refund? Anyone ever get a refund from them???? By the way, I know they are tough to get in touch with, the email was from ahernandez @ oslmarketing.com if anyone else needs it. Thanks. Any advice would be appreciated.

Hi, I had a question for you. My husband and I recently received our income tax check. Half of it is going to me and half to him. I am cringing at the thought of $7,000 going to creditors, but it's better than continually paying high interest rates, right? Anyways, we plan on paying off a few of our highest credit cards with this money. I have a total of about 12,000 in credit card debt. The two highest credit cards I have is $3,500 and $4,000.

This is obviously a get over company. I call ed them about a letter I received. They could not provide proof that I owed this debt. I tole me the burden was on me to prove I did not. I stuttered when I asked questiosn I could not answer

The minimum amount needed by the average person to get out of dept is $50,000!!! Any dept consolidation need to pay off all current and future bills for at least 1 year. Various bill consolidation loan program are on the market, believe me, the majority of the companies are only looking out for themselves. But there are a few good apples that will loan $50K to pay-off your bills and just have one monthly payment around $300. SOLICITATION INFORMATION REMOVED.

I have 2 Store-front payday advances that add up to $453. One is due no later then 2 days from now and the other is 7. Neither company will work out payment options they need it in full or they will deposit the checks. BTW I'm in California. I have no clue what to do I really dont need them to deposit them so they bounce and screw me over with bad credit and more debt. Any help please id really appreciate it. THank you in advance!

I got a call from a man named Steven Johnson stating there is something wrong with my SSN and that he would send information to the local courts????? Who is this guy?

Hi everyone With all the down news of payday lenders taking advantage of people. I would like to shed some good news. I had a loan out with solomon fianance(pay1day) and just got a certified mail from them with a letter that says Dear Pursuant to the request of the attorney general of the state of maryland, Solomon Finanace, Inc is refunding all amounts of interest received from customers in the state of Maryland. With the refund of your interest fee, your account will be officially closed. As such enclosed please find a money order payable to the original loan holder.