My credit score is currently in the 530 range.
I have 4-5 accounts in collections that will be paid off by July, a deliquent loan account with Cash Call that will be paid off in August, and I am behind on my Dell preferred account by about $200... my current balance on my Dell acct is around 1200.
If I pay off all of my collections, my account with Cash Call, and start making monthly, on-time payments to pay down my debt on my Dell acct, when would I start seeing results to my credit score? I paid off a 10,000 loan in October 2009 and have no new debts.