I had applied for a home equity loan. I need the loan to pay off my first mortgage. My lender has threatened to foreclose my property in Arroyo Grande. The loan application was not accepted due to some late payments and poor credit score. My current credit score is 650. I have an auto loa also. Please advise me how to deal with the situation.

My daughter and son-in-law have moved to South Pasadena, California recently. They were staying in UK for nearly 15 years. My daughter has a SSN. However, My son-in-law doesn't have a SSN. Can he obtain a credit card? Does he need to take some steps in order to get a credit card?

got laid off after my divorce in 2010. I couldn't make payments on credit cards. The credit card debt amount was around $10,000. The debt was settled for around $5500. The status of the account is showing as closed and paid as settled. On the other hand, the account is showing as past due also. Why is it so? I have some other debts also. Please tell me the SOL period in City of Industry, California.

I currently have four payday loans. I am angry and disgusted, because it all started with one taken out so I could attend an out of state funeral. It has snowballed into four loans two years later. Ace Cash Express $350 borrowed 107.95 interest ...have paid the $107.95 interest payment the past three months just to keep account current!!! Plain Green $1400 pay $141 biweekly for a year Cash Store $600 pay $147 biweekly for 4 months Ameriloan $325 already paid $100.00 then went into installment plan paying $75/month for 8 months I am desperate.

I have seen some responses saying Payday One is legit and others that they are an illegal lender. I am confused. I am in SC. This is the email I sent to them. Does it look okay or am I going to have to make some payment arrangements with them? I am a client of your company. It has come to my attention that lenders must follow state regulations. You have not followed the state regulations of South Carolina to offer loans to its residents. Since your company has not followed the legal regulations set by South Carolina, the loan contract I have with you is not valid.

Just like most of the folks here, I have been going through payday loan hell. I had no idea of the laws, I had no idea that some are legal and not legal. Yes it was my own damn fault and I got myself into this mess to begin with BUT it is almost as if these companies are preying on people that are in a financial mess to begin with and they just dig the holes deeper. Offering no faxing, easy to get payday loans that can be in your bank account alot of times the next day, is really setting people up to fail.

I was wondering where I would go to file a complaint against Credt Protection Depot? They are going against my cease and desist on the illegal loan from PaydayMax and calling me at work. Who do I file a complaint with?

I am trying to email Payday One(now called Rise) but the email address they gave me is bounces back at me as mailer unknown. I don't want to talk to them on the phone about making payment arrangements for this payday loan. I want to either fax them or email them my payment arrangements. Does anyone have a fax number for them or an email address?

We are in receipt of your email regarding your account and have reviewed your concerns carefully in an attempt to resolve this matter. As clearly indicated in its website disclaimers and loan documents executed by you June 27th 2013, North Star Finance, LLC is a wholly owned and operated entity of the Fort Belknap Indian Community on the Fort Belknap Reservation of Montana. The Company is wholly owned by the Tribe, was established for the Tribe’s economic benefit, and is organized under and operates pursuant to Tribal law.

is this company legit.