I have a negative balance in the bank ($330), past due cell phone bill (maybe $200) and an overlimit credit card that I have to make about a 100 dollar payment on. I'm unemployed and making almost no money. What can I do to keep this from getting bad?

what is the average days for bofa to charge of a debt? I'm @ 120 and thinking I need to wait till 180

What is the average charge off date for Bofa?

I currenltly have 3 payday loans and am wondering what my options may be for trying to pay them off. I have not defaulted on these loans currently. #1, Paydayone.com I currently have an EPP set up and only 2 payments left.

I filed bankrutcy in 05 how soon can i file bk again. I got married and got in to debt with her.

Hello, I purchased a home in July of 2009. At that time my credit score varied between 626 and 648. I recently pulled my score from the three bureaus and I see that my score is in the 560's. Why is that. I pay everything on time. I have paid off a car and closed a credit card. Can someone help me understand please and tell me what can I do to get my credit score back up. I can't even get a HD or Lowe's card. So confused.

What happened with Cap 1 did you pay off in full or did you settle at a lower rate???

I am receiving a call from Dept of Crime Prevention tht i must pay my opay day loan in full or do federal jail time becasue i accepted funds as an EFT and did not pay the loans back in full. I reside in NJ and pdl are illegal. Please help. The number that was left for me to call is 732-860-4288

Hello Everyone! My fiancee has been getting phone calls from some arab guy supposebly from a pay day place. He said we owed them money from a loan he was supposed to take out. We have never receieved a loan actually every time we applied for one we got denied. But they have our information. I dont know what to do because they said the loan that was taken out was 300-500 and then said if we pay them 1,000 or so they wont take him to court but if he dont they will take him to court and he will have to pay over 5,000.00. I have never receieved a loan I think they trying to screw us.