So, I just took the step of researching a debt consolidation company to help me get on the track of good credit again. I've sent them my credit report (fax) and they are now seeing if I qualify for the program. Currently I am $10,000 (rounded off) in debt and I need to quickly start improving my credit score if I want to own a home some day. I am a little nervous though about what I am getting into. They did say because I will have stopped making payments that my credit score will go down. Will it ever go up once I complete the program? I'd be paying at least $161 a month.

my name is vince brady I took a loan for an amount.forgot what it was.I THING IT WASFOR 300.00 YOU TOOKDATES ARE FOR IT OUT EARLY.THE NEW DATES ARE AS following 3/19/2010 and 4/2/2010

will Wells fargo cash my paper payroll check that is drawn on Wells fargo even if my personal WF checking account is overdrawn? I dont want to go into the bank and not be able to cash it, I need to know first

all my credit cards are already in collections and i can't get approved for a loan consolidation, so what do i do?

I want to know will they harrass you on your job

Do I still file my credit card debt under other income if I'm insolvent?

I am being sued by Smith Debnam Narron Drake Saintsing & Myers, L.L.P for a credit card debt of around $6500. I have been served a civil summons through fed ex. I am in the process of answering the civil summons. My question, I have no recollection of ever making this credit card but my parents have been paying the payments on it.

What amount is reported on the 1099c? The actual amount you charged (not including interest)? or the total amount you owed the creditor? Less the settlement amount, of course.....

I am getting calls again from this number...they called a couple weeks ago and were threatening to take action against me for check fraud and all this and since it was 'federal money' they said they'd get homeland security involved. all this stems from a PDL years ago from B and L marketing...which i probably paid back at least two to three times the original amount. they said there is a case number in my county Anyone heard of these people, or of B and L marketing.

My minor son keeps getting phone calls on his cell phone from ***. I can assure you that my child DOES NOT HAVE ANY DEBT. STOP CALLING HIM!!! *Personal info removed as per ToS