Here is my story: Lost my job last year Owe Chase $22,000. Settle at 35% $7700. (Seem great was even excited)!!!! But wait!!!! Knew I would need to borrow $10,000. From 401K Since I was 55 last year I paid 20% instead of the 30%. So received the check for around $8000. But I count the whole $10,000. Since right away I lost 20% Just did my taxes for 2009 and owe $1260. State & Federal combine (Due to the 1099r income 2009-401K early withdraw) Estimate $2500. (could be more) Next year due to a 1099c credit card will issue. Total $13,760.

Accountant pleads guilty to $2.6 million fraud BY JAY WEAVER [EMAIL="jweaver@MiamiHerald.com"][/EMAIL] Miami accountant Lewis Freeman, who for years garnered the reputation of a trusted civic leader, pleaded guilty Wednesday to a federal fraud charge alleging he embezzled at least $2.6 million from client trust accounts over the past decade. Freeman, a University of Miami law school graduate and big-time booster of his alma mater, admitted he stole the money from people he was supposed to protect as a court-appointed receiver who specialized in recovering assets in fraud and bankruptcy cases

Hi, I live in California but received an internet payday loan from Eastside Linders out of Delaware. I emailed them to let them know they had not followed California Laws for payday loans and that all I owed them was $140.00. They responded back that since they are out of Delaware, I am to follow Delaware laws not California that I live in and lived in when I got the loan. Are they correct or do I have the California laws on my side? Below is the response they sent me.

Hello, Has anyone ever done a loan modification for a car loan? I know this is something fairly new but wanted to see if anyone has any info on it. I would like to know of a reputable comany....thank you.

obtained 3 different payday loans that turned out to be illegal in my state of California. I closed my acount and have defaulted on them but plan to make payment arrangements to pay off what I legally owe. $315 for each loan. I am now getting emails stating that the loans will be sent to NCA which I am sure they will try to collect more than what is legelly owed. What can I do at this point? I have sent an letter via email stating that I will pay off what is legally owed but have not received any repsonse.

I obtained 3 different payday loans that turned out to be illegal in my state of California. I closed my acount and have defaulted on them but plan to make payment arrangements to pay off what I legally owe. $315 for each loan. I am now getting emails stating that the laons will be sent to NCA which I am sure they will try to collect more than what is legelly owed. What can I do at this point? I have sent an letter via email stating that I will pay off what is legally owed bjut have not received any repsonse.

I live in IL and recently found out many of my loans are illegal. I have already closed my bank account and sent out letters to the following: Cash Jar- Loan $600 paid $1117.50 Instant Cash USA- Loan $300 paid $440 Big Sky Cash-Loan $400 paid $480 Up Front Cahs- Loan $200 paid $240 Intant Loans Now Loan $300 paid $360 Alpine Direct Loan $250 paid $150 Ace Cash Serv Loan $350 paid $315 Has anyone heard of Alpine Direct? What legal actions, if any can these lenders take against you? Any suggestions?

Has anyone heard of CPS(Check Protection System I think he called it)? Company name is Marauder Associates and the contact person is Curt Harding. He called me regarding check fraud for a company called US Advance; whom I never heard of. He said he will send me papers; I'll see if he does. Also, he left a message with a coworker regarding this matter which I think should fall under the data privacy act. Can someone shed some light on this company.

My account has been turned over to Phillips and Cohen by Advanta a week ago and they are stating that unless I settle today(50%) Advanta will being legal process...A few questions here: 1. should I send a debt validation letter to them today? and will this "slow" things down? 2. Has anyone settled with Phillips for an amount lower than 50% 3. Is anyone currently being sued by Advanta? Please...any advise is appreciated.

I have gone bankrupt and it was discharged August 2009. Yesterday Chase Mortgage company called my work and asked to update my file employment and salary. I have not applied for any new credit. Can I stop this from happening as this does not look good at all at work? It was bad enough that I had to go bankrupt. The mortgage has been discharged. Don't I have any privacy rights?