good morning all well i have made my last payment for visa. and 2 more cc to go cap one will be paid off next month discover will be paid off in august. whhhhhhhheww! will be so happy once i am out of this tunnel!

I'm down to just 1 payday loan company, Integrity Advance. All others either sent me a refund, or considered my account PIF. Integrity sent me a response today, saying they'll release me from the remaining $520 I still "owe" them. I took out a $500 loan and have already paid $1135 back. Technically, they owe me a refund of $635. Should I fight for a refund or just accept their offer to release me from the loan? They emailed me a confidentiality agreement and mutual release form, asking me to sign it and mail it back.

I have a Civil Complaint against me in NC. I believe the law firm is falsely claiming to that they were retained by FIA Card Services. This is the third debt collector/lawyer that I have dealt with over this debt. It's the first time one have filed a complaint against me though. Any feedback would be appreciated, I have to file this in a week. Thanks. ANSWER OF THE DEFENDANT Defendant, appearing pro se, for it's reply to Complaint naming FIA Card Services N.A. Plaintiff as follows: All answers correspond to the numbered paragraphs of the Complaint(s).

I am trying to help my girlfriend out of her current financial situation. The total amount is around $6,000. My original plan to get her out of debt was to loan her the 6k to pay off her credit card debt. I would then put her on a payment plan to repay me instead of repaying the credit card companies at the default rate. I just found out that both of the accounts were sent to collections. When we called the credit card company, they gave us a phone number to call and said it was sent to collections.

Hi Soaps , Here's your point redemption reward. Have a nice time. :) Jason

Hi All, I apologize for the problems you are facing in last few days in DebtCC Community forums. To improvise the database system, I am implementing the concept of synchronizing two databases (Master and Slave) so that all of you need not face site-down issue frequently. I am personally looking into this problem with my technical team and I am assuring you it will be fixed as soon as possible. Please cooperate with me and help this community grow. Thanks

Hi All, I apologize for the problems you are facing in last few days in DebtCC Community forums. To improvise the database system, I am implementing the concept of synchronizing two databases (Master and Slave) so that all of you need not face site-down issue frequently. I am personally looking into this problem with my technical team and I am assuring you it will be fixed as soon as possible. Please cooperate with me and help this community grow. Thanks

I owe to several creditors over several credit cards. My total debt is around $20,000. I'm still current on my bills and also try to pay more than the minimum whenever possible. Time to time I have received flyers from debt relief companies who promise to reduce my debt by 50 to 60%. Now I am not sure if I should get myself into this. Any suggestion would be helpful.

Hi there. I am brand new to this whole process and have several questions. If anyone can be of assistance, I would greatly appreciate it. In January I decided to stop paying my cc bills in an attempt to get them negotiated. At this point, I am basically two weeks late on several accounts. I have already been contacted multiple times by BofA and FIA Card Services (who, I think are the same). Is this normal for them to contact you this soon? When they start calling you, do you take their calls and tell them anything or do you just wait and see?

Is anyone else having problems with being about to use this site.. Its not working. I can not login, its not showing threads I post or updating them if they show.... Any help...