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Need Advice

16 years 1 month ago
Need advice!! I have 12 payday loans!! CashJar for 575, to date I have paid them 1403.75 Fast Cash 300, to date I have paid them 270.00 Flash Loans 700, to date I have paid them 1050.00 Integrity Advance 500, to date I have paid them 1305.00 NLS Advance 325, to date I have paid them 655 Zip19 875, to date I have not paid them a penny!! One Click Cash 300, to date I have paid them 510.00 Pay Checks today 400, to date I have paid them 360.00 PayDayLoan Yes 350, to date I have paid them 525.00 Payment Direct 200, to date I ahve paid thm 178.00 StarCash Processing 300, to date I have paid them 50

 

What to do in TN.

16 years 1 month ago
I have just joined and may have posted in the wrong thread. I live in Tn. and like the others that I have read , I am in a payday trap, I haven't defaulted on them, I have consulted a consolidation co., but I don't know if they are good, they sound like it, they want 531.00 upfront to start it. I have alot of loans so I thought going with a consolidation co. would help me better, I just don't know. All my loans are internet.

 

GM Card

16 years 1 month ago
Just settled for $3500 (27%) on a balance of $12962.96 through a collection agency, NCB. 92 days late, was able to start negotiating at 72 days late when the account was moved to this outside collection agency. Awaiting my fax before I move ahead with payment set up. To date, settled 3 out of 8 accounts with 3(AMEX, Discover and now GM/HSBC) out of 6 creditors for savings of $34,222.04 on $53109.04. This averages out to about 35.5% settlement amount. Thanks ZipDebt, now onto BoA, Citi and CFNA.

 

likelyhood fo being sued

16 years 1 month ago
My husband and I both have credit cards that are unpaid.Some are seperate and some have both our names on them.We are about a year behind on one and 6 months on the rest of them.I have not answered the phone for anyone. Two of them just got sent to collections and I mailed the DV letters.I did not mail the DV letters for the rest of them because I just found this site.

 

New to community, need advise

16 years 1 month ago
Need advice!! I have 12 payday loans!! CashJar for 575, to date I have paid them 1403.75 Fast Cash 300, to date I have paid them 270.00 Flash Loans 700, to date I have paid them 1050.00 Integrity Advance 500, to date I have paid them 1305.00 NLS Advance 325, to date I have paid them 655 Zip19 875, to date I have not paid them a penny!! One Click Cash 300, to date I have paid them 510.00 Pay Checks today 400, to date I have paid them 360.00 PayDayLoan Yes 350, to date I have paid them 525.00 Payment Direct 200, to date I ahve paid thm 178.00 StarCash Processing 300, to date I have paid them 5

 

Payday-loan-yes.com/The Barr Group/The Dam? Group! Help! AHHH!

16 years 1 month ago
Hia! I am dealing with Payday-loan-yes.com, and I must say that they are the most unethical comany I have ever dealt with! Well, I guess it would be the 'law fim' that the debt was handed to. Their tactics seem to have no bounds whatsoever. Let me start off by saying that I'm no stranger to payday lenders, I have had quite a few storefronts in the past, but was able to pay them off successfully. Unfortunately, I lost my job in June 2009, while I still owed a few of them. I have 3 internet payday loans and I had a storefront, which I have recently paid off. Woo-hoo!

 

pay loans

16 years 1 month ago
my husband took out two payday loans to catch up on our mortage and know we are in dier need of paying them off and not just the intrest so that we dont get further in debt can you suggest a solving problem

 

contact number for Allstate

16 years 1 month ago
What is the telephone number to Allstate Financial?

 

Listing 401k on Schedule A

16 years 1 month ago
"ERISA-qualified pension plans are excluded from the bankruptcy estate. Patterson v. Shumate, 112 S.Ct. 2242 (1992). Accordingly, a debtor’s interest in such a plan should be reported with a statement that it is not part of the estate.

 

Need expert advice on debt

16 years 1 month ago
Presently I am unemployed. Income is; my retirement, VA disability, my wife. We have $24K on a Navy Federal Credit Union credit card (recently went from 9.9 to 12.9% APR), 2 mortgages to the tune of $200K, 3 car loans and a couple of other small accounts. I can't get anything refinanced locally because we're at a 40+% debt to income ration and needed to be at 50%. I tried to get them to see the logic in refinancing to bring me closer to 50% so that we could not only give them new business (car loans) but also reduce our payments to better solidify our ability to pay the notes.