I'm a newbie to this stuff & on info overload, so please bear with me. I need some advice on how to handle this situation! This is long, but I just need a place where I can get it all out. A little background.
I checked my credit on free credit report . com 2 years ago. It checked back fine, no collection accounts and a decent score. I hadn't checked it since. Just last month I applied for a job, got interviewed, and they had to run a credit check since its a financial company. I then get a call back from the lady telling me I have 3 bills in collections. Embarrassing!