Hello all, this forum is great! Recently I received a call from "Sam Williams" at ACE Notification Agency, (518) 314-7685 at work. He had a foreign accent, sounded like he was from India. He started to read me this disclaimer, then started to tell me that he was collecting a debt. He asks me if I've ever been to jail, asks me if I've ever been convicted of passing fraudulent checks. He told me that after fees and interest, I owed over $6,000.00!