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Important question

16 years 5 months ago
Could not find a suitable section so I written here, how to become a moderator for your forum, that need for this?

 

Wrong name on my credit report

16 years 5 months ago
I am in the process of self-repairing my credit. My TransUnion Credit Report lists me with a middle name and I have none. In fact, it is somehow my stepmother's first name. Is there anyway I can get them to throw out all or some of my credit report based on this technicality? Thank You.

 

Auto Loan without co-signer

16 years 5 months ago
I need a way to get a car...my credit isn't great...590-630 depending on the bureau you pull from. Co-signers aren't an option for me. I realize i am looking at higher than ideal rates, but I can't put if off any longer. Where cna I go? i see ads all the time for bad credit auto things. I know i can afford something in my budget...i'm just trying to figure out a way to get moving. Please offer any advice?

 

cease and desist?

16 years 5 months ago
If you have already been served with intent papers filed by court is it to late to send a "cease and desist letter'? I have a collection agency trying to sue me for a 5 year old cell phone bill ..I was never contacted by this firm until I was served papers last weekend

 

Alaska Resident with Questions

16 years 5 months ago
Hi. My name is Ruth and I need some help. I moved up here to Alaska in May of this year. After some unforeseen events late in the summer I applied for a couple of PDL through the internet. I ended up getting more than I bargained for. I have five loans out US Fast Cash original 300.00 have paid 645. with fees and all 500 Fast Cash original 300.00 have paid 825. with fees and all Star Cash Processing original 300.00 have paid 645. with fees and all National PDL Ref original 300.00 have paid 650. with fees and all Zip 19...I owe 600.

 

Another bot to block

16 years 5 months ago
There's another spambot posting as a guest, using the name 'tavares cambell'. Y'all want to block this one, too? I've deleted about fifty of these things so far today, and some are slipping through the moderation process. Examples attached.

 

consumer location vs pdl location?

16 years 5 months ago
you've probably covered this, and i'm not wording right. whose territory prevails at court/contracts with these pdl schemers. are they right online transactions legal at their location do we fault to court/collectors there? or, because they transacted in and out of my account does that mean they came to my state, and fall under my state legalities. or is this a simple thing to answer? I'm in Montana, no roll over, 300 limit. most of these pdls im into did a roll over or paydown. & some up to $600 loans. also Mt is a limit of 2 outstanding loans at one time.

 

Sallie Mae Wage Garnishment ??? DO I let it happen?

16 years 5 months ago
I'm about 60 days past due with Sallie Mae on a 125K FFELP consolidated loan. The payments would be about 850/mo. Right now, I owe 1700 past due and another 850 by 11-28-09. I am trying to decide whether to let the loan go into default and have them garnish my check or take out a loan to get current and apply for an income-sensitive repayment plan which would put my payments around 600/mo (which I can probably handle). If I let it go to garnishment, the garnishment will be about 600/mo. I don't know how much time I have to figure this out. How soon will they garnish my wages?

 

Mann Bracken broke?

16 years 5 months ago
Check out nextlevelunlimited.net for more info about Axiant also affiliated with Mann Bracken,declaring bankruptcy. Yep, you heard right, they are declaring bankruptcy!!! go to next level unlimited for more details.

 

Anyone dealt with ACE Notification Agency?

16 years 5 months ago
Hello all, this forum is great! Recently I received a call from "Sam Williams" at ACE Notification Agency, (518) 314-7685 at work. He had a foreign accent, sounded like he was from India. He started to read me this disclaimer, then started to tell me that he was collecting a debt. He asks me if I've ever been to jail, asks me if I've ever been convicted of passing fraudulent checks. He told me that after fees and interest, I owed over $6,000.00!