Hi experts please could you tell about "Pacific Debt" right now I'm with "Pacific Debt" my question is " In this case bank told me if you go with these type of company then you credit is gone for six year is't right or wrong and "Pacific Debt" told me it's just effect your for three year when your payment is complete then everything is going ok" "It's effect on my credit score" "It's like a Bankruptcy" Please tell

I have two loans in my house in California, I m trying to Modify the first loan but the second I have not paid in over 4 year, real time resolutions has the debt...can you tell if they can collect or foreclose on that second Loan... Is the statue of limitations working on my favor?

I live in MD, and have gotten into trouble. I am only a little behind in my online PDL. I have not payed any back yet. I am curious what can happen if I dont pay them back. I called debt consolidation and wanted 450 a month which I cant afford. Said these lenders could take me to small claims and even try to garnish my wages. Is wage garnish legal if these pdl lenders are unlicensed and still try to sue how do i proceed. some are out of the country. payday max ltd cashnet usa cash yes tremont lending access holdings snap credit target cash now please help

I sent a letter to Sovereign stating that I am more than willing to pay back the principal amount and here is there response. Helo What should I do? I am in Ohio THIS IS A TRIBAL LOAN AND TRIBAL COUNCIL WILL PREVAIL US LAWS DO NOT APPLY. PAST DUE BALANCE JUST PAY US BACK OUR FUNDS PAST DUE BALANCE CALL ME BEFORE YOUR ACCOUNT IS SENT TO OUR ATTORNEYS FOR NONPAYMENT Sovereign Advance is responding to your correspondence regarding the above-captioned account. Sovereign Advance which is located in Parshall ND , is licensed by the State of Ohio, to make small loans.

If you get a call from a collection agency/legal department/attorney's office threatening you with legal action if you dont pay, chances are they are not legit. A real collection agency will contact you via writing and phone and will not make such threats. Just speaking from personal experience.

VIP has to be one of the nastiest people to get off your back. I had followed all steps. Closed account. Sent val of debt letter. Ive been contacted a few times by phone but this last one is the most nerve rattling..... this happened yesterday. First, they called me on my cell (unavailable) and left a message from Rachel Turner at some place called …grrr it’s on a note at home. The woman said I was being sued on 3 counts of check fraud and possible jail time. Then I got a call from the same woman at work. My coworker answered and when I took the call she hung up.

Help. I just received a very disturbing call from the manager at AdvanceMeToday by the manager named "Mr.Wallace".. he basically said that since I proclaim that they are an illegal company and I haven't paid the loan (I overpaid the prinical by 750 dollars) and that I consider this a "moral victory" that him and his team are taking further action from the federal law and that they will make sure that they get their money.. and his final words were "I hope you enjoy this process..good luck" and basically hung up. That call is making me shake. Should I be worried or what???

I have applied for HELOC in the last month. My mortgage lender has not approved the loan yet. I have not been able to make payments on the loan for a few months. Perhaps this is the reason for not approving my loan application. My current credit score is 600. I need to repay an auto loan also. Is there any way through which I can obtain a loan in Norco city of California? Should I bring a co-signer on board?

My friend has borrowed $7500 from me to settle his credit card debt. I have given him the money in January 2013. He has not returned any money till date. He is a very good friend of mine. This is why I’m unable to take strong steps against him. I really need the money for my daughter’s school fees. My daughter is studying in Carmel Valley High School. I need to pay her school fees urgently. What should I do now?

Does anyone know anything about this company? They have a website, that seems legit, but just trying to get another opinion on this. www.loanmediationinc.com A few different numbers of course. I might have posted this in the wrong place, sorry I am new!