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Okay, now I'm worried... I was reading on of the wage assignments I signed electronically, and part of it says: "I acknowledge this instrument as an absolute, irrevocable, and unconditional assignment and sale of the said amount of my wages." Doesn't this mean I'm not actually allowed to revoke their rights to my wages??

They wont disclose a physical address Post deleted for TOS Violation - MOD

Hey everyone. I am new here and am hoping to get some much needed credit help. To make a long story short...young, very stupid and made a lot of mistakes over the past few years. I took my credit rating for granted (never really understood how much bad credit can effect you) and I got myself into a big mess. So, now I have decided to finally grow up and be responsible for my actions...it's been a long, hard and expensive lesson to learn.

1. List the companies you have the loans with and whether it is a store front operation or an internet operation. Check N Go & Quik Cash, both storefronts 2. List the original amount of the loan for each account $500 for both ($1000 total) 3. List what you have paid so far for each loan. $0 4. List what state you currently reside in Kentucky What can they do to me if I don't pay these? Do you know if they will work out a payment plan? Thanks!

Hi, I am new to this forum. I don't know what to do. I am getting in a deeper hole than what I was in and I NEED HELP!!! My husband and I each have 2 payday loans apiece. We have 1 apiece at: United Cash Loans and Payday One. They all were done over the internet.

My question is simple, I hope. How do the Major credit agencies get your updated info, like address, employement etc? Is it when you apply for credit or is it sent to them on a regular basis?

I was going to follow the advice I see on this site and try to settle my own payday loans, but I just couldn't face having to deal with their collectors. So I signed up with a debt settlement company instead. This morning I got a really strange call from United Cash Loans. At first it was the normal garbage I was told to expect about them not working with third parties and so on. I was just going to hang up but then he said that if I really wanted to use a settlement company I should go with Oakview. I never heard of them. Does anyone know who they are?

I am currently 3 payments behind on all my cards and the companies are now bringing up settlement as an option. This morning the lady at Chase said they'd take a few thousand off the balance (~23k and 7k) of the two cards which is a joke in a lump sum or up to 4 payments. I have two other companies I'm late with as well. The lady said talk to family/friends to see what I could come up with to settle and call back with that number. My plan is to tell them I can only get $XXX to work with among you and the other companies; first come first serve.

I am negotiating with a collector for a pdl. They will not accept a cashier check or money order; insists that I do either debit or prepaid credit card. Isn't cashier check/money order legal tender?? Is there a "rule" somewhere that I can refer to or send to them? It's easier for me to get a money order at my bank than to run around getting prepaid visa and pay fee. I get my m/o free at my bank. Plus if I pay in insallments, every time I get one or reload it's another fee.:mad:

I currently reside in Pa and am working on getting my PDL's resolved. Have 4 online payday loans. All not licensed in Pa. Just a quick question. I know these contracts are illegal not but at the time I electronically signed my name I didnt. Can these companies say that since I signed my name my state laws dont apply and that I knew what I was signing? One of my loans got sent to VCS collections. How can these payday loan companies send debts to a collection agency and have them try to collect a debt that was illegally lent in the first place?