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DISCOVER FINANCIAL SVCS and other strange stuff

anonymous
16 years 7 months ago
Just got my credit report from Experian and I noticed that "DISCOVER FINANCIAL SVCS" requested my credit history about six times over a three month period last year. I've never had a Discover Card or even ever applied for one, so I'm curious as to why this is appearing. Also wondering about "FIRST USA,NA" and "HSBC NV" which have also both made multiple credit history requests without me seemingly asking them to do so. Does this have something to do with junk mail credit card "approvals" that they send out?

 

Need phone numbers PLEASE

kristine.r.norris@gmail.com
16 years 7 months ago
Does anyone have phone numbers to national city and commerce bank? I don't want the generic 800 numbers but I need the numbers for people like who are in search of a hardship or repyment program... Thanks!!!! Anyone out there have any luck getting either national city or commerce bank to reduce their monthly minimum pyment???

 

Need help with PaydayMax and National Credit Adjusters

zmanforever@gmail.com
16 years 7 months ago
Hello to the people who are reading this. Help will be very appreciated. Around 5 months ago I took out a PaydayMax loan for $300. Around 4 months ago I paid off the principle of my loan with PaydayMax. Now somehow they were able to sell my account to NCA (National Credit Adjusters). The collection agency is attempting to collect $1369.28 as of September 24, 2009! The letter I received from NCA is at the bottom.

 

Does a Law Firm collecting a debit follow the same guide lines that Collection do?

anonymous
16 years 7 months ago
The law firm of Lyons,Doughty & Vekdhuis in New Jersey just issued me a summons, the court papers arrived first. I asked for a validation of debt in April 2009, the only thing that they provided was the amount and listed GE Finance as the creditor, which I received in July. I believe that this info is listed on my credit report, since the law firm did not list the creditor as JC Pennys. My question is do law firms have to follow the same guide lines as do the Collection Agency do?

 

Question on Cash Central

klnelson1964@yahoo.com
16 years 7 months ago
I am in Minnesota, I have ready many times that Cash Central is legal. If Minnesota passed a law stating that payday lenders via store front or internet have to be licensed within the state of Minnesota. How can Cash Central then be considered legal?

 

Help! Threatening Calls from "Attorney"

anonymous
16 years 7 months ago
Good evening, everyone. I apologize for the lengthy post, but here goes: I currently have 4 outstanding PDL's with the following: Check Into Cash- $345 Midland Financial- $150 PaydayOne- $1000 AmeriLoan- $200 I have searched the LA Secretary of State and CIC is the only lender that has legal corporation in Louisiana. They are also the only company listed on the OFI website.

 

SQG LTD Payday Loan Company

anonymous
16 years 7 months ago
Does anyone have the address to this payday loan company? I never authorized them to put monies in my acct. I called the number and it's just an answering machine in which you have to leave a message. I never heard of that befored. Any information on this company would be appreciated. Thanks

 

10 year old debts put on bankruptcy,Asset acceptance

anonymous
16 years 7 months ago
Asset acceptance put 10-15 year old debts on my bankruptcy.when I found out I protested to my attorney but she did nothing. Can this be legal? We are dismissing bankruptcy because I can pay debts now.What happens with Asset acceptance now? Do I really have to pay these bottom feeders?

 

Advanta Bank Business Card Question

anonymous
16 years 7 months ago
Ok I am in the middle of refinancing my house and paying off all of my CC debt. Chase worked with me and reached a settlement I could live with very easy. I am still working on BOA (barely behind and not willing to work with me). Anyways I have 7k in debt with Advanta with a business card for a business that closed 3 years ago.

 

Just getting back

jbarto65@comcast.net
16 years 7 months ago
What is the checking and savings information under the transactions tab on the left menu? How many points do I have to cash out? I just recovered my computer and got back on the site. Can you let me know both answers please?