Search forum

We are 100K in credit card debt, and we are struggling to make the minimum monthly payments. We have 1 Chase, 2 Discover, 3 Citi, 1 BofA, and 1 American Express. My Citi cards are at a fixed interest rate of 2.9% for the life of the loan. My Discover cards are at a decent interest rate, as is my BofA. My Chase card is at 29% and a $500 minimum payment on a 15K balance...and my AmEx has a $350 monthly payment on $17K. My question is, is it possible to just stop paying the Chase and AmEx and try to settle later? Or, do I need to stop paying all of my cards to have a chance at settlement?

I just got served by chase, does anyone else have any dealings with the attorney from south florida that handles these cases. I don't like the changes made to this site.

I was summoned for a credit card debt. I filed an answer and now they sent me these forms for me to have notarized and returned. They are called non-uniform interrogatories, request for admissions, request for production of documents, initial disclosure statement, and notice of service of initial disclosure statement. What are these and is it necessary. there is no court date yet. please help. they want these returned within 40 days

Any opinions? they are a member of the BBB and only have 18 complaints against them. I have credit card debt with: Wells Fargo 13,000 Amex 9,000 Banana Republic Visa 4,000

I need some advice on Arizona payday loans. I have 6 loans that were taken out via the internet. When I searched the companies licensed in Arizona only 1 out of the 6 were? Does that mean the other 5 are illegal loans? Does that mean that I only need to repay the principle owed on these loans? Do the fees paid in interest/fees count towards this principle? Is it difficult to get a hard close through Bank of America?

Okay so I got caught in the spiral now I am sitting here looking at a $-198.89 balance on my bank account. I was in and out of the hospital for awhile and bills were piling up. On top of all this a suprise pregnancy was dropped in my lap. Not unwanted just unready for it heh. But anyhow now I have 4 companies that are leeching me dry.

When it is posted by the suing party or when the summons is received by the person being sued? Question is, can any assets I sold before receiving the summons be over turned? As I had no ideal I was being sued before receiving the summons? Although one of them was a few days before I recieived the summons but after the other person posted the lawsuit? Thank

Got there summons on a credit card dept sent the court intent to defend sent the lawyer a request for discover and validation 6 weeks ago.. Nothen from them at all.. I sent it in the 20 day time frame with certified mail and return reciept. Which I recieved like 5 days after I sent it. Abrtration trial date is in 4 weeks? Any suggestions..

I need help concerning PDLs and my bank. I have internet loans and need help closing my bank account. Any help would be appreciated.

Does anyone have their fax number in Buffalo NY?