I have recently taken out a $500 loan at Advancemenow but had just lost my job and they are not willing to work with me on the payments. The interest rate on it is 353% for a 31 day loan. I have also just found this site, and never knew that some lenders are illegal. What does this mean and what are my best options?
This is in the state of South Dakota.
Any help is really appriciated!